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1 / 4018912 Harbor Cove Drive
Cornelius, NC, 28031
$530,000
- 4beds
- 2.5baths
- 2,052sq ft
- 2003year built
- $87HOA / mo
- 11days on market
Your savings stack on this home
ZERO Closing CostsLender & title fees we cover
$4,398Realty Purchase Credit0.5% back at closing with our agent
$2,650You saveOn a $530,000 purchase
$7,048Selling your current home? List for 1% and save $10,000 more on a $500,000 sale. Estimate yours
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $1,302, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Mecklenburg, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.
Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
Open House Dates
About this home
- Gas fireplace
- Attached garage
- Kitchen island
- Walk-in closet
- Central air
Discover a wonderful combination of comfort, location and recreation in established Victoria Bay. This 4 bedroom, 2.5 bath Cornelius home offers an inviting layout, a two-car garage, and convenient access to downtown Cornelius, the Cain Center for the Arts, Cornelius Elementary School, and nearby Davidson. Inside the entry welcomes you to comfortable gathering spaces with a gas fireplace, updated lighting, wood plank tile throughout the main level, and plantation shutters installed throughout the home. The refreshed kitchen features quartz countertops, a tile backsplash, and an updated sink and Brizo faucet. Out the slider off the kitchen/dining area you will find the backyard patio where you’re welcomed by lush landscaping and peaceful views. Upstairs you’ll find all 4 bedrooms and the laundry room. The primary suite offers upgrades in the primary bathroom with a newer shower, vanity and tile flooring. The hall bath was also upgraded with tile flooring. The sellers have also invested in important improvements: new HVAC system installed in June 2025, replacement windows and sliding glass door in 2023, and a new roof installed in August 2017. Enjoy community amenities including a swimming pool, clubhouse, tennis/pickleball and basketball courts, walking trails, and neighborhood lake access for launching kayaks, paddleboards, or canoes. With dining, shopping, schools, recreation attractions, and I-77 close by, this home makes it easy to enjoy the Cornelius and Lake Norman-area lifestyle.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/24/2026
- Time on Market
- 11 days
- Property Type
- Single Family Residence
- List Price
- $530,000
- Price/Sq. Ft
- $258
- Living area
- 2,052 sq. feet
- Lot Size
- None listed
- Year Built
- 2003
- County
- Mecklenburg
- Community
- Victoria Bay
- HOA
- $260/Quarterly
Interior details
- Bathrooms
- 2 Full, 1 Half
- Fireplace
- Yes - Gas, Living Room
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Rooms
- 12 Total, 4 Bedrooms
- Appliances
- Dishwasher, Electric Range, Exhaust Fan, Microwave
- Interior Features
- Kitchen Island, Pantry, Walk-In Closet(s)
Building & lot
Building
- Architectural Style
- Traditional
- Living Area
- 2,052 sq ft
- Property Type
- Single Family Residence
- Year Built
- 2003
- Flooring
- Carpet, Tile
- Roof
- Shingle
Lot Info
- Parcel Number
- 003-381-11
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway, Garage Faces Front
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Cornelius
- Middle
- Bailey
- High
- William Amos Hough
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- Victoria Bay
- HOA
- $260/Quarterly
- Zoning
- NR
Taxes & Assessment
- Tax Assessed Value
- $429,600
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4434910
- MLS Status
- Active
Listed by: Cottage Real Estate
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