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1 / 40131 Lakewood Drive
Williamsburg, VA, 23185
$650,000
- 4beds
- 3baths
- 2,737sq ft
- 0.34acres
- 1989year built
- $88HOA / mo
Your savings stack on this home
ZERO Closing CostsLender & title fees we cover
$6,228Realty Purchase Credit0.5% back at closing with our agent
$3,250You saveOn a $650,000 purchase
$9,478Selling your current home? List for 1% and save $10,000 more on a $500,000 sale. Estimate yours
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,220, owner’s title insurance $3,048 and credit, flood & data fees $160, priced for James City, VA with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Government taxes and recording fees are not included. Restrictions apply.
Stephany Lopez, REALTOR®
Your CapCenter agent · (804) 836-5401
Questions? Call (804) 648-4357
Open House Dates
About this home
- First-floor primary
- Fireplace
- Attached garage
- Hardwood floors
- Walk-in closet
- Central air
Buyers agent welcome! Listed well below a recent pre sale-appraisal, this home is nestled beneath mature trees in the desirable Settlers Mill neighborhood. With a distinctive contemporary design, it offers privacy, abundant natural light, and unique architectural character. Featuring 4/5 bedrooms, 3 full baths, and versatile bonus rooms, the home combines style, space, and flexibility. Recent updates include a renovated kitchen and bathrooms (2025), fresh interior paint, a new water heater (2025), and a dual HVAC system with one unit replaced in 2025. An additional $40,000 investment in custom casement windows is scheduled for completion in November 2026. The main level features a spacious living room with soaring vaulted ceilings and a floor-to-ceiling fireplace. Two bedrooms share a renovated full bath, while a separate flexible room is ideal for an office or small bedroom. The kitchen offers generous granite counter space, ample cabinetry, a pantry, and a breakfast nook. A laundry room with additional storage provides convenient access to the side porch. Upstairs, the luxury primary suite offers a private retreat with new hardwood floors (2025), a fireplace and sitting area, and French doors opening to a private balcony. The renovated bath features double vanities and a spacious skylit wet room with a soaking tub and walk-in shower. A walk-in closet connects to the second bonus room, offering flexibility for an office, hobby space, or additional bedroom. The professionally landscaped grounds feature a manicured lawn, irrigation system, water feature, and a two-level deck. Residents of Settlers Mill enjoy community amenities including a clubhouse, swimming pool, tennis courts, and basketball hoop. Professionally appraised by a licensed appraiser supporting a higher market value above online estimates. Automated valuations may not reflect the homes condition and upgrades or comparable sales. Negotiated buyers agent commission payable at closing.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 11/4/2026
- Time on Market
- 29 hours
- Property Type
- Single Family Residence
- List Price
- $650,000
- Price/Sq. Ft
- $237
- Living area
- 2,737 sq. feet
- Lot Size
- 0.344 acres
- Year Built
- 1989
- County
- James City
- Community
- Settlers Mill
- HOA
- $1,050/Annually
Interior details
- Bathrooms
- 3 Full
- Basement
- Crawl Space
- Fireplace
- Yes - Decorative
- Heating
- Electric, Natural Gas
- Cooling
- Central Air
- Rooms
- 10 Total, 4 Bedrooms
- Appliances
- Dryer, Dishwasher, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
- Interior Features
- Walk-In Closet(s), Master Downstairs
Building & lot
Building
- Architectural Style
- Two Story
- Stories
- 2
- Living Area
- 2,737 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1989
- Flooring
- Carpet, Tile, Wood
- Roof
- Asphalt, Shingle
- Construction
- Brick, Wood Siding
Lot Info
- Lot Size
- 0.344 acres
- Parcel Number
- 47-3-15-0-0005
Exterior Features
- Exterior Features
- Balcony
- Pool
- No
Parking
- Parking Features
- Attached, Garage, Shared Driveway
- Garage
- Yes (Attached)
Ownership
- Ownership
- Individuals
Community details
School Districts
- Elementary
- Clara Byrd Baker
- Middle
- Berkeley
- High
- Jamestown
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- Settlers Mill
- HOA
- $1,050/Annually
Taxes & Assessment
- Tax Assessed Value
- $493,000
- Annual Tax
- $4,092
- Tax Year
- 2025
Listing information
Realty Agent
Listing Details
- Service
- Limited Service
- MLS System
- CVRMLS
- MLS ID
- 2629543
- MLS Status
- Active
Listed by: Houwzer Inc
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All or a portion of the Listing Content is provided by the Central Virginia Regional MLS, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional MLS, LLC. All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.