128 Cardinal Lane
Hayesville, NC, 28904
$649,000
- 3beds
- 3baths
- 1,648sq ft
- 1976year built
- 26days on market
Your savings stack on this home
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $1,486, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Clay, NC with 20% down. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Attached garage
- Basement
- Hardwood floors
- Walk-in closet
- Central air
Deeded lake access. Nestled in a serene lakeside setting, this beautifully updated brick and wood ranch-style home combines modern comfort with rustic charm and offers breathtaking lake views from a private, peaceful setting. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making the home equally well suited to entertaining and to simply enjoying the quiet surroundings. The kitchen is designed for both function and style, featuring appliances, elegant cabinetry, and ample counter space for everyday meals and gatherings with family and friends. The residence offers three spacious bedrooms and two well-appointed bathrooms, providing comfort and privacy for family and guests alike. An uncovered front porch welcomes you with charming curb appeal, while the large covered and screened-in rear porch invites you to relax, entertain, and take in the natural beauty of the property throughout the day. Adding to the home's versatility, an attached second living quarters includes a private bedroom, a full kitchen, a great room, and laundry, making it ideal for guests, extended family, or potential rental income. Thoughtfully updated and exceptionally flexible, this lakeside ranch brings together scenic views, comfortable main-house living, and a separate quarters arrangement, all complemented by the rare advantage of deeded lake access for an uncompromised lakeside lifestyle close to the water and the everyday pleasures of lake living. A welcoming home with room to gather, relax, and enjoy the lake year round. Step outside and enjoy the view.
Insure this home
Compare homeowners quotes from CapCenter Insurance.
Location
Property details
Important details
- Status
- Active
- Date listed
- 10/9/2026
- Time on Market
- 26 days
- Property Type
- Single Family Residence
- List Price
- $649,000
- Price/Sq. Ft
- $394
- Living area
- 1,648 sq. feet
- Lot Size
- None listed
- Year Built
- 1976
- County
- Clay
- Community
- Hickory Ridge
- HOA
- No
Interior details
- Bathrooms
- 3 Full
- Basement
- Crawl Space, Exterior Entry, Storage Space, Unfinished
- Heating
- Heat Pump
- Cooling
- Central Air
- Rooms
- 11 Total, 3 Bedrooms
- Appliances
- Dishwasher, Electric Oven, Refrigerator
- Interior Features
- Breakfast Bar, Open Floorplan, Walk-In Closet(s)
Building & lot
Building
- Architectural Style
- Ranch
- Living Area
- 1,648 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1976
- Flooring
- Tile, Vinyl, Wood
- Roof
- Composition
Lot Info
- Parcel Number
- 547902-86-0047
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Hayesville
- Middle
- Hayesville
- High
- Hayesville
Utilities
- Sewer
- Septic Tank
- Water
- Well
Neighborhood
- Subdivision
- Hickory Ridge
- HOA
- No
- Zoning
- RES
Taxes & Assessment
- Tax Assessed Value
- $202,900
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4433332
- MLS Status
- Active
Listed by: Howard Hanna Beverly-Hanks Waynesville
Are you looking for the best realtor near you? See our best local realtors
Not sure where to start? Get pre-approved with ZERO Closing Costs
Explore Hayesville: Homes for sale in Hayesville
Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

