1237 South Cove Road
Mill Spring, NC, 28756
$995,000
- 4beds
- 3.5baths
- 2,411sq ft
- 2006year built
- $108HOA / mo
- 55days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $2,021, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Polk, NC with 20% down. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Gas fireplace
- Finished basement
- Hardwood floors
- Walk-in closet
- Central air
The Perfect Full-Time Home or Relaxing Lake Getaway! Experience amazing lake and mountain views from this stunning Lake Adger waterfront home, ideally situated on the main channel with a rare and beautiful setting. Nestled on nearly 2 acres, this 4-bedroom, 3½-bath home offers excellent views, plenty of space, privacy, and an inviting open-concept design. The main level features a spacious great room with soaring vaulted ceilings, a beautiful stone fireplace, and an open flow into the dining area and well-appointed kitchen—perfect for entertaining or enjoying peaceful evenings at home. The primary suite is also conveniently located on the main level and offers a luxurious retreat with its own spacious bath with a walk-in shower, and relaxing garden tub. Downstairs, you'll find an expansive family room that could easily serve as a game room, complete with a wet bar—an ideal space for gatherings, movie nights, or lakeside entertaining. Three generously sized bedrooms provide plenty of room for family and guests, including a second primary suite with its own en-suite bath. An additional full bath completes the lower level. Both levels have expansive covered outdoor living areas-Hot tub included- offering outdoor living at its best. With nearly 2 acres on the lake, mountain and water views, multiple living spaces, and room for everyone, this exceptional Lake Adger property offers the perfect blend of comfort, recreation, and tranquility. Whether you're looking for a full-time residence or a peaceful weekend retreat, this lakefront home is ready to be enjoyed. Lake Adger is a private community centered around a pristine 438-acre lake with approx. 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 9/10/2026
- Time on Market
- 55 days
- Property Type
- Single Family Residence
- List Price
- $995,000
- Price/Sq. Ft
- $413
- Living area
- 2,411 sq. feet
- Lot Size
- None listed
- Year Built
- 2006
- County
- Polk
- Community
- Lake Adger
- HOA
- $1,300/Annually
Interior details
- Bathrooms
- 3 Full, 1 Half
- Basement
- Exterior Entry, Finished, Walk-Out Access, Walk-Up Access
- Fireplace
- Yes - Family Room, Gas, Great Room
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Rooms
- 12 Total, 4 Bedrooms
- Appliances
- Dishwasher, Dryer, Gas Cooktop, Microwave, Oven, Washer, Washer/Dryer
- Interior Features
- Breakfast Bar, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Wet Bar
Building & lot
Building
- Architectural Style
- Arts and Crafts
- Living Area
- 2,411 sq ft
- Property Type
- Single Family Residence
- Year Built
- 2006
- Flooring
- Concrete, Wood
- Roof
- Shingle
- Construction
- Fiber Cement
Lot Info
- Parcel Number
- P55-211
Exterior Features
- Exterior Features
- Dock
- Pool
- No
Parking
- Parking Features
- Attached Carport, Driveway, Shared Driveway
- Garage
- No
- Carport
- Yes (2 spaces)
Ownership
Community details
School Districts
- Elementary
- Unspecified
- Middle
- Unspecified
- High
- Unspecified
Utilities
- Sewer
- Septic Tank
- Water
- Shared Well
Neighborhood
- Subdivision
- Lake Adger
- HOA
- $1,300/Annually
- Zoning
- R1
Taxes & Assessment
- Tax Assessed Value
- $839,424
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4421708
- MLS Status
- Active
Listed by: Tryon Foothills Realty · (828) 859-1255
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

