101/103 Baldwin Avenue
Spencer, NC, 28159
$439,900
- 6beds
- 5baths
- 2,610sq ft
- 2026year built
- 106days on market
Your savings stack on this home
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $1,112, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Rowan, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.
Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Central air
**SELLER OFFERING $10,000 IN CREDIT that can be used toward closing or rate buydown!!** Each side of this well-designed duplex features a spacious, mirror-image floor plan with 3 bedrooms, 2.5 bathrooms, private entrances, and a functional two-story layout. The main level offers an open-concept living and dining area, a modern kitchen with island and pantry, a convenient half bath, laundry area, and access to a rear patio. Upstairs, you'll find three generously sized bedrooms, including a primary suite with private bath, plus a second full bathroom and ample closet space. Whether you're expanding your investment portfolio or looking to house hack by living in one unit while renting the other, this low-maintenance duplex offers strong rental appeal, practical layouts, and excellent income-producing potential. **Note - Still under construction, nearly complete. Should have CO approximately 9/25.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 7/21/2026
- Time on Market
- 106 days
- Property Type
- Duplex
- List Price
- $439,900
- Price/Sq. Ft
- $169
- Living area
- 2,610 sq. feet
- Lot Size
- None listed
- Year Built
- 2026
- County
- Rowan
- HOA
- No
Interior details
- Bathrooms
- 4 Full, 2 Half
- Heating
- Forced Air
- Cooling
- Central Air
- Rooms
- 6 Bedrooms
- Appliances
- Dishwasher, Microwave, Oven
Building & lot
Building
- Living Area
- 2,610 sq ft
- Property Type
- Duplex
- Year Built
- 2026
Lot Info
- Parcel Number
- 033 459
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- Unspecified
- Middle
- Unspecified
- High
- Unspecified
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- HOA
- No
- Zoning
- R8
Taxes & Assessment
- Tax Assessed Value
- $15,300
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4405982
- MLS Status
- Active
Listed by: RJR Real Estate Group, Inc
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.