Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.513%
Points0.125
Points cost$500 upfront
Est. payment$2,797/mo
7.375%
APR7.439%
Points0.625
Points cost$2,500 upfront
Est. payment$2,763/mo
7.250%
APR7.351%
Points1.000
Points cost$4,000 upfront
Est. payment$2,729/mo
7.125%
APR7.289%
Points1.625
Points cost$6,500 upfront
Est. payment$2,695/mo
7.000%
APR7.214%
Points2.125
Points cost$8,500 upfront
Est. payment$2,661/mo
6.875%
APR7.139%
Points2.625
Points cost$10,500 upfront
Est. payment$2,628/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.365%
Points0.875
Points cost$3,500 upfront
Est. payment$3,162/mo
7.125%
APR7.305%
Points1.375
Points cost$5,500 upfront
Est. payment$3,131/mo
7.000%
APR7.262%
Points2.000
Points cost$8,000 upfront
Est. payment$3,101/mo
6.875%
APR7.186%
Points2.375
Points cost$9,500 upfront
Est. payment$3,071/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.895%
Points0.125
Points cost$500 upfront
Est. payment$3,567/mo
6.750%
APR6.830%
Points0.500
Points cost$2,000 upfront
Est. payment$3,540/mo
6.625%
APR6.765%
Points0.875
Points cost$3,500 upfront
Est. payment$3,512/mo
6.500%
APR6.720%
Points1.375
Points cost$5,500 upfront
Est. payment$3,484/mo
6.375%
APR6.675%
Points1.875
Points cost$7,500 upfront
Est. payment$3,457/mo
6.250%
APR6.610%
Points2.250
Points cost$9,000 upfront
Est. payment$3,430/mo
6.125%
APR6.545%
Points2.625
Points cost$10,500 upfront
Est. payment$3,403/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$4,644/mo
6.875%
APR6.931%
Points0.250
Points cost$1,000 upfront
Est. payment$4,619/mo
6.750%
APR6.862%
Points0.500
Points cost$2,000 upfront
Est. payment$4,593/mo
6.625%
APR6.850%
Points1.000
Points cost$4,000 upfront
Est. payment$4,567/mo
6.500%
APR6.838%
Points1.500
Points cost$6,000 upfront
Est. payment$4,542/mo
6.375%
APR6.827%
Points2.000
Points cost$8,000 upfront
Est. payment$4,517/mo
6.250%
APR6.787%
Points2.375
Points cost$9,500 upfront
Est. payment$4,491/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.500%
APR7.537%
Points−0.875
Points cost$3,544 credit
Est. payment$2,832/mo
7.375%
APR7.489%
Points−0.125
Points cost$506 credit
Est. payment$2,797/mo
7.125%
APR7.250%
Points0.000
Points costNo points
Est. payment$2,729/mo
7.000%
APR7.136%
Points0.125
Points cost$506 upfront
Est. payment$2,694/mo
6.875%
APR7.061%
Points0.625
Points cost$2,531 upfront
Est. payment$2,661/mo
6.750%
APR6.972%
Points1.000
Points cost$4,050 upfront
Est. payment$2,627/mo
6.625%
APR6.934%
Points1.875
Points cost$7,594 upfront
Est. payment$2,593/mo
6.500%
APR6.819%
Points2.000
Points cost$8,100 upfront
Est. payment$2,560/mo
6.375%
APR6.755%
Points2.625
Points cost$10,631 upfront
Est. payment$2,527/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.125%
APR7.270%
Points0.000
Points costNo points
Est. payment$3,170/mo
7.000%
APR7.177%
Points0.125
Points cost$506 upfront
Est. payment$3,140/mo
6.875%
APR7.117%
Points0.625
Points cost$2,531 upfront
Est. payment$3,110/mo
6.750%
APR7.041%
Points1.000
Points cost$4,050 upfront
Est. payment$3,079/mo
6.625%
APR7.030%
Points1.875
Points cost$7,594 upfront
Est. payment$3,049/mo
6.500%
APR6.920%
Points2.000
Points cost$8,100 upfront
Est. payment$3,020/mo
6.375%
APR6.876%
Points2.625
Points cost$10,631 upfront
Est. payment$2,990/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.644%
Points2.000
Points cost$8,100 upfront
Est. payment$3,445/mo
6.000%
APR6.600%
Points2.500
Points cost$10,125 upfront
Est. payment$3,418/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.859%
Points2.000
Points cost$8,100 upfront
Est. payment$4,522/mo
6.000%
APR6.848%
Points2.500
Points cost$10,125 upfront
Est. payment$4,496/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.000%
APR7.521%
Points−0.125
Points cost$509 credit
Est. payment$2,708/mo
6.875%
APR7.446%
Points0.375
Points cost$1,526 upfront
Est. payment$2,674/mo
6.750%
APR7.371%
Points0.875
Points cost$3,561 upfront
Est. payment$2,640/mo
6.625%
APR7.309%
Points1.500
Points cost$6,105 upfront
Est. payment$2,606/mo
6.500%
APR7.220%
Points1.875
Points cost$7,631 upfront
Est. payment$2,573/mo
6.375%
APR7.144%
Points2.375
Points cost$9,666 upfront
Est. payment$2,539/mo
FHA 20-Year Fixed Mortgage Rates
6.500%
APR7.399%
Points1.875
Points cost$7,631 upfront
Est. payment$3,034/mo
6.375%
APR7.357%
Points2.500
Points cost$10,175 upfront
Est. payment$3,005/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.825%
Points1.750
Points cost$7,123 upfront
Est. payment$3,462/mo
6.000%
APR6.781%
Points2.250
Points cost$9,158 upfront
Est. payment$3,435/mo
5.875%
APR6.737%
Points2.750
Points cost$11,193 upfront
Est. payment$3,407/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR7.063%
Points1.750
Points cost$7,123 upfront
Est. payment$4,544/mo
6.000%
APR7.053%
Points2.250
Points cost$9,158 upfront
Est. payment$4,519/mo
5.875%
APR7.043%
Points2.750
Points cost$11,193 upfront
Est. payment$4,493/mo
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Mortgage rates near Putnam County
All Florida mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.