Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−0.625
Points cost$2,500 credit
Est. payment$2,729/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$2,695/mo
7.000%
APR7.050%
Points0.500
Points cost$2,000 upfront
Est. payment$2,661/mo
6.875%
APR6.962%
Points0.875
Points cost$3,500 upfront
Est. payment$2,628/mo
6.750%
APR6.886%
Points1.375
Points cost$5,500 upfront
Est. payment$2,594/mo
6.625%
APR6.847%
Points2.250
Points cost$9,000 upfront
Est. payment$2,561/mo
6.500%
APR6.770%
Points2.750
Points cost$11,000 upfront
Est. payment$2,528/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$3,162/mo
6.875%
APR6.891%
Points0.125
Points cost$500 upfront
Est. payment$3,071/mo
6.750%
APR6.830%
Points0.625
Points cost$2,500 upfront
Est. payment$3,041/mo
6.625%
APR6.769%
Points1.125
Points cost$4,500 upfront
Est. payment$3,012/mo
6.500%
APR6.692%
Points1.500
Points cost$6,000 upfront
Est. payment$2,982/mo
6.375%
APR6.615%
Points1.875
Points cost$7,500 upfront
Est. payment$2,953/mo
6.250%
APR6.569%
Points2.500
Points cost$10,000 upfront
Est. payment$2,924/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−0.750
Points cost$3,000 credit
Est. payment$3,567/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$3,540/mo
6.625%
APR6.645%
Points0.125
Points cost$500 upfront
Est. payment$3,512/mo
6.500%
APR6.540%
Points0.250
Points cost$1,000 upfront
Est. payment$3,484/mo
6.375%
APR6.474%
Points0.625
Points cost$2,500 upfront
Est. payment$3,457/mo
6.250%
APR6.428%
Points1.125
Points cost$4,500 upfront
Est. payment$3,430/mo
6.125%
APR6.383%
Points1.625
Points cost$6,500 upfront
Est. payment$3,403/mo
6.000%
APR6.277%
Points1.750
Points cost$7,000 upfront
Est. payment$3,375/mo
5.875%
APR6.211%
Points2.125
Points cost$8,500 upfront
Est. payment$3,348/mo
5.750%
APR6.165%
Points2.625
Points cost$10,500 upfront
Est. payment$3,322/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−1.000
Points cost$4,000 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points−0.625
Points cost$2,500 credit
Est. payment$4,619/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$4,593/mo
6.625%
APR6.681%
Points0.250
Points cost$1,000 upfront
Est. payment$4,567/mo
6.500%
APR6.612%
Points0.500
Points cost$2,000 upfront
Est. payment$4,542/mo
6.375%
APR6.571%
Points0.875
Points cost$3,500 upfront
Est. payment$4,517/mo
6.250%
APR6.530%
Points1.250
Points cost$5,000 upfront
Est. payment$4,491/mo
6.125%
APR6.433%
Points1.375
Points cost$5,500 upfront
Est. payment$4,466/mo
6.000%
APR6.420%
Points1.875
Points cost$7,500 upfront
Est. payment$4,441/mo
5.875%
APR6.351%
Points2.125
Points cost$8,500 upfront
Est. payment$4,416/mo
5.750%
APR6.339%
Points2.625
Points cost$10,500 upfront
Est. payment$4,391/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.875%
APR6.898%
Points−1.000
Points cost$4,050 credit
Est. payment$2,661/mo
6.750%
APR6.834%
Points0.000
Points costNo points
Est. payment$2,627/mo
6.625%
APR6.758%
Points0.125
Points cost$506 upfront
Est. payment$2,593/mo
6.500%
APR6.657%
Points0.375
Points cost$1,519 upfront
Est. payment$2,560/mo
6.375%
APR6.592%
Points1.000
Points cost$4,050 upfront
Est. payment$2,527/mo
6.250%
APR6.515%
Points1.500
Points cost$6,075 upfront
Est. payment$2,494/mo
6.125%
APR6.449%
Points2.125
Points cost$8,606 upfront
Est. payment$2,461/mo
6.000%
APR6.371%
Points2.625
Points cost$10,631 upfront
Est. payment$2,428/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.875%
APR6.905%
Points−1.000
Points cost$4,050 credit
Est. payment$3,110/mo
6.750%
APR6.861%
Points0.000
Points costNo points
Est. payment$3,079/mo
6.625%
APR6.800%
Points0.125
Points cost$506 upfront
Est. payment$3,049/mo
6.500%
APR6.706%
Points0.375
Points cost$1,519 upfront
Est. payment$3,020/mo
6.375%
APR6.661%
Points1.000
Points cost$4,050 upfront
Est. payment$2,990/mo
6.250%
APR6.600%
Points1.500
Points cost$6,075 upfront
Est. payment$2,960/mo
6.125%
APR6.555%
Points2.125
Points cost$8,606 upfront
Est. payment$2,931/mo
6.000%
APR6.494%
Points2.625
Points cost$10,631 upfront
Est. payment$2,902/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.945%
Points0.750
Points cost$3,038 upfront
Est. payment$3,556/mo
6.500%
APR6.840%
Points0.875
Points cost$3,544 upfront
Est. payment$3,528/mo
6.125%
APR6.481%
Points1.000
Points cost$4,050 upfront
Est. payment$3,445/mo
6.000%
APR6.415%
Points1.375
Points cost$5,569 upfront
Est. payment$3,418/mo
5.875%
APR6.350%
Points1.750
Points cost$7,088 upfront
Est. payment$3,390/mo
5.625%
APR6.137%
Points2.000
Points cost$8,100 upfront
Est. payment$3,336/mo
5.500%
APR6.091%
Points2.500
Points cost$10,125 upfront
Est. payment$3,309/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR7.075%
Points0.750
Points cost$3,038 upfront
Est. payment$4,624/mo
6.500%
APR6.978%
Points0.875
Points cost$3,544 upfront
Est. payment$4,599/mo
6.125%
APR6.628%
Points1.000
Points cost$4,050 upfront
Est. payment$4,522/mo
6.000%
APR6.588%
Points1.375
Points cost$5,569 upfront
Est. payment$4,496/mo
5.875%
APR6.548%
Points1.750
Points cost$7,088 upfront
Est. payment$4,471/mo
5.625%
APR6.352%
Points2.000
Points cost$8,100 upfront
Est. payment$4,420/mo
5.500%
APR6.340%
Points2.500
Points cost$10,125 upfront
Est. payment$4,395/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.750%
APR7.214%
Points−0.625
Points cost$2,544 credit
Est. payment$2,640/mo
6.625%
APR7.152%
Points0.000
Points costNo points
Est. payment$2,606/mo
6.500%
APR7.037%
Points0.125
Points cost$509 upfront
Est. payment$2,573/mo
6.375%
APR6.961%
Points0.625
Points cost$2,544 upfront
Est. payment$2,539/mo
6.250%
APR6.911%
Points1.375
Points cost$5,596 upfront
Est. payment$2,506/mo
6.125%
APR6.834%
Points1.875
Points cost$7,631 upfront
Est. payment$2,473/mo
6.000%
APR6.744%
Points2.250
Points cost$9,158 upfront
Est. payment$2,440/mo
5.875%
APR6.667%
Points2.750
Points cost$11,193 upfront
Est. payment$2,408/mo
FHA 20-Year Fixed Mortgage Rates
6.750%
APR7.313%
Points−0.625
Points cost$2,544 credit
Est. payment$3,095/mo
6.625%
APR7.254%
Points0.000
Points costNo points
Est. payment$3,065/mo
6.500%
APR7.178%
Points0.250
Points cost$1,018 upfront
Est. payment$3,034/mo
6.375%
APR7.101%
Points0.625
Points cost$2,544 upfront
Est. payment$3,005/mo
6.250%
APR7.092%
Points1.500
Points cost$6,105 upfront
Est. payment$2,975/mo
6.125%
APR7.016%
Points1.875
Points cost$7,631 upfront
Est. payment$2,945/mo
6.000%
APR6.939%
Points2.250
Points cost$9,158 upfront
Est. payment$2,916/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.640%
Points0.625
Points cost$2,544 upfront
Est. payment$3,462/mo
6.000%
APR6.595%
Points1.125
Points cost$4,579 upfront
Est. payment$3,435/mo
5.625%
APR6.317%
Points1.750
Points cost$7,123 upfront
Est. payment$3,353/mo
5.500%
APR6.272%
Points2.250
Points cost$9,158 upfront
Est. payment$3,326/mo
5.375%
APR6.227%
Points2.750
Points cost$11,193 upfront
Est. payment$3,299/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.801%
Points0.625
Points cost$2,544 upfront
Est. payment$4,544/mo
6.000%
APR6.790%
Points1.125
Points cost$4,579 upfront
Est. payment$4,519/mo
5.625%
APR6.555%
Points1.750
Points cost$7,123 upfront
Est. payment$4,442/mo
5.500%
APR6.544%
Points2.250
Points cost$9,158 upfront
Est. payment$4,417/mo
5.375%
APR6.534%
Points2.750
Points cost$11,193 upfront
Est. payment$4,392/mo
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Mortgage rates near Smyth County
All Virginia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.