Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−0.625
Points cost$2,500 credit
Est. payment$2,797/mo
7.375%
APR7.375%
Points0.000
Points costNo points
Est. payment$2,763/mo
7.250%
APR7.275%
Points0.250
Points cost$1,000 upfront
Est. payment$2,729/mo
7.125%
APR7.226%
Points1.000
Points cost$4,000 upfront
Est. payment$2,695/mo
7.000%
APR7.150%
Points1.500
Points cost$6,000 upfront
Est. payment$2,661/mo
6.875%
APR7.088%
Points2.125
Points cost$8,500 upfront
Est. payment$2,628/mo
6.750%
APR7.012%
Points2.625
Points cost$10,500 upfront
Est. payment$2,594/mo
Conventional 20-Year Fixed Mortgage Rates
7.375%
APR7.375%
Points0.000
Points costNo points
Est. payment$3,192/mo
7.250%
APR7.283%
Points0.250
Points cost$1,000 upfront
Est. payment$3,162/mo
7.125%
APR7.239%
Points0.875
Points cost$3,500 upfront
Est. payment$3,131/mo
7.000%
APR7.196%
Points1.500
Points cost$6,000 upfront
Est. payment$3,101/mo
6.875%
APR7.120%
Points1.875
Points cost$7,500 upfront
Est. payment$3,071/mo
6.750%
APR7.043%
Points2.250
Points cost$9,000 upfront
Est. payment$3,041/mo
6.625%
APR6.966%
Points2.625
Points cost$10,500 upfront
Est. payment$3,012/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.895%
Points0.125
Points cost$500 upfront
Est. payment$3,567/mo
6.750%
APR6.830%
Points0.500
Points cost$2,000 upfront
Est. payment$3,540/mo
6.625%
APR6.765%
Points0.875
Points cost$3,500 upfront
Est. payment$3,512/mo
6.500%
APR6.700%
Points1.250
Points cost$5,000 upfront
Est. payment$3,484/mo
6.375%
APR6.635%
Points1.625
Points cost$6,500 upfront
Est. payment$3,457/mo
6.250%
APR6.569%
Points2.000
Points cost$8,000 upfront
Est. payment$3,430/mo
6.125%
APR6.524%
Points2.500
Points cost$10,000 upfront
Est. payment$3,403/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$4,644/mo
6.875%
APR6.931%
Points0.250
Points cost$1,000 upfront
Est. payment$4,619/mo
6.750%
APR6.862%
Points0.500
Points cost$2,000 upfront
Est. payment$4,593/mo
6.625%
APR6.822%
Points0.875
Points cost$3,500 upfront
Est. payment$4,567/mo
6.500%
APR6.810%
Points1.375
Points cost$5,500 upfront
Est. payment$4,542/mo
6.375%
APR6.769%
Points1.750
Points cost$7,000 upfront
Est. payment$4,517/mo
6.250%
APR6.729%
Points2.125
Points cost$8,500 upfront
Est. payment$4,491/mo
6.125%
APR6.689%
Points2.500
Points cost$10,000 upfront
Est. payment$4,466/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.125%
APR7.211%
Points−0.375
Points cost$1,519 credit
Est. payment$2,729/mo
7.000%
APR7.123%
Points0.000
Points costNo points
Est. payment$2,694/mo
6.875%
APR7.035%
Points0.375
Points cost$1,519 upfront
Est. payment$2,661/mo
6.750%
APR6.934%
Points0.625
Points cost$2,531 upfront
Est. payment$2,627/mo
6.625%
APR6.908%
Points1.625
Points cost$6,581 upfront
Est. payment$2,593/mo
6.500%
APR6.819%
Points2.000
Points cost$8,100 upfront
Est. payment$2,560/mo
6.375%
APR6.729%
Points2.375
Points cost$9,619 upfront
Est. payment$2,527/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.125%
APR7.237%
Points−0.375
Points cost$1,519 credit
Est. payment$3,170/mo
7.000%
APR7.161%
Points0.000
Points costNo points
Est. payment$3,140/mo
6.875%
APR7.084%
Points0.375
Points cost$1,519 upfront
Est. payment$3,110/mo
6.750%
APR7.024%
Points0.875
Points cost$3,544 upfront
Est. payment$3,079/mo
6.625%
APR6.997%
Points1.625
Points cost$6,581 upfront
Est. payment$3,049/mo
6.500%
APR6.920%
Points2.000
Points cost$8,100 upfront
Est. payment$3,020/mo
6.375%
APR6.859%
Points2.500
Points cost$10,125 upfront
Est. payment$2,990/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.984%
Points1.750
Points cost$7,088 upfront
Est. payment$3,528/mo
6.125%
APR6.644%
Points2.000
Points cost$8,100 upfront
Est. payment$3,445/mo
6.000%
APR6.600%
Points2.500
Points cost$10,125 upfront
Est. payment$3,418/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.859%
Points2.000
Points cost$8,100 upfront
Est. payment$4,522/mo
6.000%
APR6.848%
Points2.500
Points cost$10,125 upfront
Est. payment$4,496/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.000%
APR7.494%
Points−0.375
Points cost$1,526 credit
Est. payment$2,708/mo
6.875%
APR7.407%
Points0.000
Points costNo points
Est. payment$2,674/mo
6.750%
APR7.332%
Points0.500
Points cost$2,035 upfront
Est. payment$2,640/mo
6.625%
APR7.283%
Points1.250
Points cost$5,088 upfront
Est. payment$2,606/mo
6.500%
APR7.194%
Points1.625
Points cost$6,614 upfront
Est. payment$2,573/mo
6.375%
APR7.105%
Points2.000
Points cost$8,140 upfront
Est. payment$2,539/mo
6.250%
APR7.042%
Points2.625
Points cost$10,684 upfront
Est. payment$2,506/mo
FHA 20-Year Fixed Mortgage Rates
6.500%
APR7.365%
Points1.625
Points cost$6,614 upfront
Est. payment$3,034/mo
6.375%
APR7.306%
Points2.125
Points cost$8,649 upfront
Est. payment$3,005/mo
6.250%
APR7.264%
Points2.750
Points cost$11,193 upfront
Est. payment$2,975/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.804%
Points1.625
Points cost$6,614 upfront
Est. payment$3,462/mo
6.000%
APR6.761%
Points2.125
Points cost$8,649 upfront
Est. payment$3,435/mo
5.875%
APR6.716%
Points2.625
Points cost$10,684 upfront
Est. payment$3,407/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR7.033%
Points1.625
Points cost$6,614 upfront
Est. payment$4,544/mo
6.000%
APR7.023%
Points2.125
Points cost$8,649 upfront
Est. payment$4,519/mo
5.875%
APR7.014%
Points2.625
Points cost$10,684 upfront
Est. payment$4,493/mo
Like one of these rates? See your full quote.
Savings, monthly payment & cash to close — itemized, no sign-up.
Mortgage rates near Roanoke
All Virginia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.