Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.750%
APR7.750%
Points−1.000
Points cost$4,000 credit
Est. payment$2,866/mo
7.625%
APR7.625%
Points−0.750
Points cost$3,000 credit
Est. payment$2,831/mo
7.500%
APR7.500%
Points0.000
Points costNo points
Est. payment$2,797/mo
7.375%
APR7.388%
Points0.125
Points cost$500 upfront
Est. payment$2,763/mo
7.250%
APR7.313%
Points0.625
Points cost$2,500 upfront
Est. payment$2,729/mo
7.125%
APR7.251%
Points1.250
Points cost$5,000 upfront
Est. payment$2,695/mo
7.000%
APR7.176%
Points1.750
Points cost$7,000 upfront
Est. payment$2,661/mo
6.875%
APR7.113%
Points2.375
Points cost$9,500 upfront
Est. payment$2,628/mo
Conventional 20-Year Fixed Mortgage Rates
7.750%
APR7.750%
Points−1.000
Points cost$4,000 credit
Est. payment$3,284/mo
7.625%
APR7.625%
Points−0.750
Points cost$3,000 credit
Est. payment$3,253/mo
7.500%
APR7.500%
Points−0.250
Points cost$1,000 credit
Est. payment$3,222/mo
7.375%
APR7.375%
Points0.000
Points costNo points
Est. payment$3,192/mo
7.250%
APR7.316%
Points0.500
Points cost$2,000 upfront
Est. payment$3,162/mo
7.125%
APR7.272%
Points1.125
Points cost$4,500 upfront
Est. payment$3,131/mo
7.000%
APR7.196%
Points1.500
Points cost$6,000 upfront
Est. payment$3,101/mo
6.875%
APR7.136%
Points2.000
Points cost$8,000 upfront
Est. payment$3,071/mo
6.625%
APR6.949%
Points2.500
Points cost$10,000 upfront
Est. payment$3,012/mo
Conventional 15-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.375
Points cost$1,500 credit
Est. payment$3,595/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,567/mo
6.750%
APR6.810%
Points0.375
Points cost$1,500 upfront
Est. payment$3,540/mo
6.625%
APR6.765%
Points0.875
Points cost$3,500 upfront
Est. payment$3,512/mo
6.500%
APR6.660%
Points1.000
Points cost$4,000 upfront
Est. payment$3,484/mo
6.375%
APR6.594%
Points1.375
Points cost$5,500 upfront
Est. payment$3,457/mo
6.250%
APR6.549%
Points1.875
Points cost$7,500 upfront
Est. payment$3,430/mo
6.125%
APR6.504%
Points2.375
Points cost$9,500 upfront
Est. payment$3,403/mo
6.000%
APR6.438%
Points2.750
Points cost$11,000 upfront
Est. payment$3,375/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$4,644/mo
6.875%
APR6.903%
Points0.125
Points cost$500 upfront
Est. payment$4,619/mo
6.750%
APR6.862%
Points0.500
Points cost$2,000 upfront
Est. payment$4,593/mo
6.625%
APR6.822%
Points0.875
Points cost$3,500 upfront
Est. payment$4,567/mo
6.500%
APR6.782%
Points1.250
Points cost$5,000 upfront
Est. payment$4,542/mo
6.375%
APR6.741%
Points1.625
Points cost$6,500 upfront
Est. payment$4,517/mo
6.250%
APR6.701%
Points2.000
Points cost$8,000 upfront
Est. payment$4,491/mo
6.125%
APR6.689%
Points2.500
Points cost$10,000 upfront
Est. payment$4,466/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.500%
APR7.550%
Points−0.750
Points cost$3,038 credit
Est. payment$2,832/mo
7.375%
APR7.463%
Points−0.375
Points cost$1,519 credit
Est. payment$2,797/mo
7.125%
APR7.224%
Points−0.250
Points cost$1,013 credit
Est. payment$2,729/mo
7.000%
APR7.111%
Points0.000
Points costNo points
Est. payment$2,694/mo
6.875%
APR7.048%
Points0.500
Points cost$2,025 upfront
Est. payment$2,661/mo
6.750%
APR6.959%
Points0.875
Points cost$3,544 upfront
Est. payment$2,627/mo
6.625%
APR6.908%
Points1.625
Points cost$6,581 upfront
Est. payment$2,593/mo
6.500%
APR6.819%
Points2.000
Points cost$8,100 upfront
Est. payment$2,560/mo
6.375%
APR6.742%
Points2.500
Points cost$10,125 upfront
Est. payment$2,527/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.500%
APR7.564%
Points−0.750
Points cost$3,038 credit
Est. payment$3,263/mo
7.375%
APR7.488%
Points−0.375
Points cost$1,519 credit
Est. payment$3,232/mo
7.125%
APR7.270%
Points−0.125
Points cost$506 credit
Est. payment$3,170/mo
7.000%
APR7.144%
Points0.000
Points costNo points
Est. payment$3,140/mo
6.875%
APR7.101%
Points0.500
Points cost$2,025 upfront
Est. payment$3,110/mo
6.750%
APR7.024%
Points0.875
Points cost$3,544 upfront
Est. payment$3,079/mo
6.625%
APR6.997%
Points1.625
Points cost$6,581 upfront
Est. payment$3,049/mo
6.500%
APR6.920%
Points2.000
Points cost$8,100 upfront
Est. payment$3,020/mo
6.375%
APR6.859%
Points2.500
Points cost$10,125 upfront
Est. payment$2,990/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.901%
Points1.250
Points cost$5,063 upfront
Est. payment$3,528/mo
6.375%
APR6.836%
Points1.625
Points cost$6,581 upfront
Est. payment$3,500/mo
6.000%
APR6.476%
Points1.750
Points cost$7,088 upfront
Est. payment$3,418/mo
5.875%
APR6.411%
Points2.125
Points cost$8,606 upfront
Est. payment$3,390/mo
5.750%
APR6.366%
Points2.625
Points cost$10,631 upfront
Est. payment$3,363/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR7.064%
Points1.250
Points cost$5,063 upfront
Est. payment$4,599/mo
6.375%
APR7.025%
Points1.625
Points cost$6,581 upfront
Est. payment$4,573/mo
6.000%
APR6.674%
Points1.750
Points cost$7,088 upfront
Est. payment$4,496/mo
5.875%
APR6.634%
Points2.125
Points cost$8,606 upfront
Est. payment$4,471/mo
5.750%
APR6.623%
Points2.625
Points cost$10,631 upfront
Est. payment$4,446/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.250%
APR7.682%
Points−1.000
Points cost$4,070 credit
Est. payment$2,776/mo
7.125%
APR7.582%
Points−0.750
Points cost$3,053 credit
Est. payment$2,742/mo
7.000%
APR7.494%
Points−0.375
Points cost$1,526 credit
Est. payment$2,708/mo
6.875%
APR7.420%
Points0.125
Points cost$509 upfront
Est. payment$2,674/mo
6.750%
APR7.358%
Points0.750
Points cost$3,053 upfront
Est. payment$2,640/mo
6.625%
APR7.283%
Points1.250
Points cost$5,088 upfront
Est. payment$2,606/mo
6.500%
APR7.181%
Points1.500
Points cost$6,105 upfront
Est. payment$2,573/mo
6.375%
APR7.091%
Points1.875
Points cost$7,631 upfront
Est. payment$2,539/mo
6.250%
APR7.042%
Points2.625
Points cost$10,684 upfront
Est. payment$2,506/mo
FHA 20-Year Fixed Mortgage Rates
7.500%
APR8.019%
Points−1.000
Points cost$4,070 credit
Est. payment$3,279/mo
7.250%
APR7.801%
Points−0.750
Points cost$3,053 credit
Est. payment$3,217/mo
7.000%
APR7.599%
Points−0.375
Points cost$1,526 credit
Est. payment$3,155/mo
6.875%
APR7.558%
Points0.250
Points cost$1,018 upfront
Est. payment$3,125/mo
6.750%
APR7.499%
Points0.750
Points cost$3,053 upfront
Est. payment$3,095/mo
6.625%
APR7.441%
Points1.250
Points cost$5,088 upfront
Est. payment$3,065/mo
6.500%
APR7.365%
Points1.625
Points cost$6,614 upfront
Est. payment$3,034/mo
6.375%
APR7.288%
Points2.000
Points cost$8,140 upfront
Est. payment$3,005/mo
6.250%
APR7.264%
Points2.750
Points cost$11,193 upfront
Est. payment$2,975/mo
FHA 15-Year Fixed Mortgage Rates
6.500%
APR7.102%
Points1.125
Points cost$4,579 upfront
Est. payment$3,545/mo
6.000%
APR6.678%
Points1.625
Points cost$6,614 upfront
Est. payment$3,435/mo
5.875%
APR6.633%
Points2.125
Points cost$8,649 upfront
Est. payment$3,407/mo
5.750%
APR6.610%
Points2.750
Points cost$11,193 upfront
Est. payment$3,380/mo
FHA 10-Year Fixed Mortgage Rates
6.500%
APR7.296%
Points1.125
Points cost$4,579 upfront
Est. payment$4,621/mo
6.000%
APR6.906%
Points1.625
Points cost$6,614 upfront
Est. payment$4,519/mo
5.875%
APR6.896%
Points2.125
Points cost$8,649 upfront
Est. payment$4,493/mo
5.750%
APR6.916%
Points2.750
Points cost$11,193 upfront
Est. payment$4,468/mo
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Mortgage rates near Patrick County
All Virginia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.