Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−0.875
Points cost$3,500 credit
Est. payment$2,797/mo
7.375%
APR7.375%
Points−0.500
Points cost$2,000 credit
Est. payment$2,763/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$2,729/mo
7.125%
APR7.200%
Points0.750
Points cost$3,000 upfront
Est. payment$2,695/mo
7.000%
APR7.125%
Points1.250
Points cost$5,000 upfront
Est. payment$2,661/mo
6.875%
APR7.037%
Points1.625
Points cost$6,500 upfront
Est. payment$2,628/mo
6.750%
APR6.961%
Points2.125
Points cost$8,500 upfront
Est. payment$2,594/mo
Conventional 20-Year Fixed Mortgage Rates
7.375%
APR7.375%
Points−0.500
Points cost$2,000 credit
Est. payment$3,192/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$3,162/mo
7.125%
APR7.223%
Points0.750
Points cost$3,000 upfront
Est. payment$3,131/mo
7.000%
APR7.130%
Points1.000
Points cost$4,000 upfront
Est. payment$3,101/mo
6.875%
APR7.070%
Points1.500
Points cost$6,000 upfront
Est. payment$3,071/mo
6.625%
APR6.883%
Points2.000
Points cost$8,000 upfront
Est. payment$3,012/mo
6.500%
APR6.806%
Points2.375
Points cost$9,500 upfront
Est. payment$2,982/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,567/mo
6.750%
APR6.810%
Points0.375
Points cost$1,500 upfront
Est. payment$3,540/mo
6.625%
APR6.765%
Points0.875
Points cost$3,500 upfront
Est. payment$3,512/mo
6.500%
APR6.680%
Points1.125
Points cost$4,500 upfront
Est. payment$3,484/mo
6.375%
APR6.614%
Points1.500
Points cost$6,000 upfront
Est. payment$3,457/mo
6.250%
APR6.569%
Points2.000
Points cost$8,000 upfront
Est. payment$3,430/mo
6.125%
APR6.504%
Points2.375
Points cost$9,500 upfront
Est. payment$3,403/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$4,644/mo
6.875%
APR6.903%
Points0.125
Points cost$500 upfront
Est. payment$4,619/mo
6.750%
APR6.834%
Points0.375
Points cost$1,500 upfront
Est. payment$4,593/mo
6.625%
APR6.822%
Points0.875
Points cost$3,500 upfront
Est. payment$4,567/mo
6.500%
APR6.782%
Points1.250
Points cost$5,000 upfront
Est. payment$4,542/mo
6.375%
APR6.769%
Points1.750
Points cost$7,000 upfront
Est. payment$4,517/mo
6.250%
APR6.729%
Points2.125
Points cost$8,500 upfront
Est. payment$4,491/mo
6.125%
APR6.689%
Points2.500
Points cost$10,000 upfront
Est. payment$4,466/mo
6.000%
APR6.591%
Points2.625
Points cost$10,500 upfront
Est. payment$4,441/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.125%
APR7.186%
Points−0.625
Points cost$2,531 credit
Est. payment$2,729/mo
7.000%
APR7.086%
Points−0.375
Points cost$1,519 credit
Est. payment$2,694/mo
6.875%
APR7.010%
Points0.125
Points cost$506 upfront
Est. payment$2,661/mo
6.750%
APR6.934%
Points0.625
Points cost$2,531 upfront
Est. payment$2,627/mo
6.625%
APR6.845%
Points1.000
Points cost$4,050 upfront
Est. payment$2,593/mo
6.500%
APR6.756%
Points1.375
Points cost$5,569 upfront
Est. payment$2,560/mo
6.375%
APR6.704%
Points2.125
Points cost$8,606 upfront
Est. payment$2,527/mo
6.250%
APR6.614%
Points2.500
Points cost$10,125 upfront
Est. payment$2,494/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.000%
APR7.112%
Points−0.375
Points cost$1,519 credit
Est. payment$3,140/mo
6.875%
APR7.052%
Points0.125
Points cost$506 upfront
Est. payment$3,110/mo
6.750%
APR6.991%
Points0.625
Points cost$2,531 upfront
Est. payment$3,079/mo
6.625%
APR6.914%
Points1.000
Points cost$4,050 upfront
Est. payment$3,049/mo
6.500%
APR6.837%
Points1.375
Points cost$5,569 upfront
Est. payment$3,020/mo
6.375%
APR6.809%
Points2.125
Points cost$8,606 upfront
Est. payment$2,990/mo
6.250%
APR6.732%
Points2.500
Points cost$10,125 upfront
Est. payment$2,960/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.901%
Points1.250
Points cost$5,063 upfront
Est. payment$3,528/mo
6.125%
APR6.562%
Points1.500
Points cost$6,075 upfront
Est. payment$3,445/mo
6.000%
APR6.476%
Points1.750
Points cost$7,088 upfront
Est. payment$3,418/mo
5.875%
APR6.411%
Points2.125
Points cost$8,606 upfront
Est. payment$3,390/mo
5.750%
APR6.345%
Points2.500
Points cost$10,125 upfront
Est. payment$3,363/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR7.064%
Points1.250
Points cost$5,063 upfront
Est. payment$4,599/mo
6.125%
APR6.743%
Points1.500
Points cost$6,075 upfront
Est. payment$4,522/mo
6.000%
APR6.674%
Points1.750
Points cost$7,088 upfront
Est. payment$4,496/mo
5.875%
APR6.634%
Points2.125
Points cost$8,606 upfront
Est. payment$4,471/mo
5.750%
APR6.594%
Points2.500
Points cost$10,125 upfront
Est. payment$4,446/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.125%
APR7.555%
Points−1.000
Points cost$4,070 credit
Est. payment$2,742/mo
7.000%
APR7.468%
Points−0.625
Points cost$2,544 credit
Est. payment$2,708/mo
6.875%
APR7.407%
Points0.000
Points costNo points
Est. payment$2,674/mo
6.750%
APR7.332%
Points0.500
Points cost$2,035 upfront
Est. payment$2,640/mo
6.625%
APR7.230%
Points0.750
Points cost$3,053 upfront
Est. payment$2,606/mo
6.500%
APR7.141%
Points1.125
Points cost$4,579 upfront
Est. payment$2,573/mo
6.375%
APR7.078%
Points1.750
Points cost$7,123 upfront
Est. payment$2,539/mo
6.250%
APR7.015%
Points2.375
Points cost$9,666 upfront
Est. payment$2,506/mo
FHA 20-Year Fixed Mortgage Rates
6.625%
APR7.372%
Points0.750
Points cost$3,053 upfront
Est. payment$3,065/mo
6.500%
APR7.296%
Points1.125
Points cost$4,579 upfront
Est. payment$3,034/mo
6.375%
APR7.254%
Points1.750
Points cost$7,123 upfront
Est. payment$3,005/mo
6.250%
APR7.212%
Points2.375
Points cost$9,666 upfront
Est. payment$2,975/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.742%
Points1.250
Points cost$5,088 upfront
Est. payment$3,462/mo
6.000%
APR6.678%
Points1.625
Points cost$6,614 upfront
Est. payment$3,435/mo
5.875%
APR6.633%
Points2.125
Points cost$8,649 upfront
Est. payment$3,407/mo
5.625%
APR6.441%
Points2.500
Points cost$10,175 upfront
Est. payment$3,353/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.946%
Points1.250
Points cost$5,088 upfront
Est. payment$4,544/mo
6.000%
APR6.906%
Points1.625
Points cost$6,614 upfront
Est. payment$4,519/mo
5.875%
APR6.896%
Points2.125
Points cost$8,649 upfront
Est. payment$4,493/mo
5.625%
APR6.730%
Points2.500
Points cost$10,175 upfront
Est. payment$4,442/mo
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Mortgage rates near Madison County
All Virginia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.