Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.125%
APR7.125%
Points−0.625
Points cost$2,125 credit
Est. payment$2,291/mo
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$2,262/mo
6.875%
APR6.900%
Points0.250
Points cost$850 upfront
Est. payment$2,234/mo
6.750%
APR6.824%
Points0.750
Points cost$2,550 upfront
Est. payment$2,205/mo
6.625%
APR6.772%
Points1.500
Points cost$5,100 upfront
Est. payment$2,177/mo
6.500%
APR6.695%
Points2.000
Points cost$6,800 upfront
Est. payment$2,149/mo
6.375%
APR6.618%
Points2.500
Points cost$8,500 upfront
Est. payment$2,121/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−1.000
Points cost$3,400 credit
Est. payment$2,687/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$2,662/mo
7.000%
APR7.016%
Points0.125
Points cost$425 upfront
Est. payment$2,636/mo
6.875%
APR6.923%
Points0.375
Points cost$1,275 upfront
Est. payment$2,611/mo
6.750%
APR6.863%
Points0.875
Points cost$2,975 upfront
Est. payment$2,585/mo
6.625%
APR6.786%
Points1.250
Points cost$4,250 upfront
Est. payment$2,560/mo
6.500%
APR6.708%
Points1.625
Points cost$5,525 upfront
Est. payment$2,535/mo
6.375%
APR6.631%
Points2.000
Points cost$6,800 upfront
Est. payment$2,510/mo
6.250%
APR6.569%
Points2.500
Points cost$8,500 upfront
Est. payment$2,485/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−1.000
Points cost$3,400 credit
Est. payment$3,032/mo
6.750%
APR6.750%
Points−0.625
Points cost$2,125 credit
Est. payment$3,009/mo
6.625%
APR6.625%
Points−0.125
Points cost$425 credit
Est. payment$2,985/mo
6.500%
APR6.500%
Points0.000
Points costNo points
Est. payment$2,962/mo
6.375%
APR6.434%
Points0.375
Points cost$1,275 upfront
Est. payment$2,938/mo
6.250%
APR6.369%
Points0.750
Points cost$2,550 upfront
Est. payment$2,915/mo
6.125%
APR6.303%
Points1.125
Points cost$3,825 upfront
Est. payment$2,892/mo
6.000%
APR6.237%
Points1.500
Points cost$5,100 upfront
Est. payment$2,869/mo
5.875%
APR6.171%
Points1.875
Points cost$6,375 upfront
Est. payment$2,846/mo
5.750%
APR6.105%
Points2.250
Points cost$7,650 upfront
Est. payment$2,823/mo
5.625%
APR6.038%
Points2.625
Points cost$8,925 upfront
Est. payment$2,801/mo
Conventional 10-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−1.000
Points cost$3,400 credit
Est. payment$3,926/mo
6.750%
APR6.750%
Points−0.625
Points cost$2,125 credit
Est. payment$3,904/mo
6.625%
APR6.625%
Points0.000
Points costNo points
Est. payment$3,882/mo
6.500%
APR6.556%
Points0.250
Points cost$850 upfront
Est. payment$3,861/mo
6.375%
APR6.487%
Points0.500
Points cost$1,700 upfront
Est. payment$3,839/mo
6.125%
APR6.348%
Points1.000
Points cost$3,400 upfront
Est. payment$3,796/mo
6.000%
APR6.335%
Points1.500
Points cost$5,100 upfront
Est. payment$3,775/mo
5.875%
APR6.266%
Points1.750
Points cost$5,950 upfront
Est. payment$3,753/mo
5.750%
APR6.253%
Points2.250
Points cost$7,650 upfront
Est. payment$3,732/mo
5.625%
APR6.212%
Points2.625
Points cost$8,925 upfront
Est. payment$3,711/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.625%
APR7.062%
Points−0.875
Points cost$3,027 credit
Est. payment$2,215/mo
6.500%
APR6.986%
Points−0.375
Points cost$1,297 credit
Est. payment$2,187/mo
6.375%
APR6.897%
Points0.000
Points costNo points
Est. payment$2,158/mo
6.250%
APR6.833%
Points0.625
Points cost$2,162 upfront
Est. payment$2,130/mo
6.125%
APR6.782%
Points1.375
Points cost$4,757 upfront
Est. payment$2,102/mo
6.000%
APR6.692%
Points1.750
Points cost$6,054 upfront
Est. payment$2,074/mo
5.875%
APR6.628%
Points2.375
Points cost$8,216 upfront
Est. payment$2,046/mo
FHA 20-Year Fixed Mortgage Rates
6.625%
APR7.154%
Points−0.875
Points cost$3,027 credit
Est. payment$2,605/mo
6.500%
APR7.111%
Points0.000
Points costNo points
Est. payment$2,579/mo
6.375%
APR7.034%
Points0.125
Points cost$432 upfront
Est. payment$2,554/mo
6.250%
APR6.991%
Points0.750
Points cost$2,595 upfront
Est. payment$2,529/mo
6.125%
APR6.948%
Points1.375
Points cost$4,757 upfront
Est. payment$2,504/mo
6.000%
APR6.871%
Points1.750
Points cost$6,054 upfront
Est. payment$2,478/mo
5.875%
APR6.828%
Points2.375
Points cost$8,216 upfront
Est. payment$2,454/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.559%
Points0.125
Points cost$432 upfront
Est. payment$2,943/mo
6.000%
APR6.513%
Points0.625
Points cost$2,162 upfront
Est. payment$2,919/mo
5.875%
APR6.468%
Points1.125
Points cost$3,892 upfront
Est. payment$2,896/mo
5.625%
APR6.236%
Points1.250
Points cost$4,324 upfront
Est. payment$2,850/mo
5.500%
APR6.190%
Points1.750
Points cost$6,054 upfront
Est. payment$2,827/mo
5.375%
APR6.165%
Points2.375
Points cost$8,216 upfront
Est. payment$2,804/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.686%
Points0.125
Points cost$432 upfront
Est. payment$3,863/mo
6.000%
APR6.675%
Points0.625
Points cost$2,162 upfront
Est. payment$3,841/mo
5.875%
APR6.664%
Points1.125
Points cost$3,892 upfront
Est. payment$3,819/mo
5.625%
APR6.439%
Points1.250
Points cost$4,324 upfront
Est. payment$3,776/mo
5.500%
APR6.428%
Points1.750
Points cost$6,054 upfront
Est. payment$3,754/mo
5.375%
APR6.446%
Points2.375
Points cost$8,216 upfront
Est. payment$3,733/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.750%
APR6.785%
Points−0.875
Points cost$3,012 credit
Est. payment$2,233/mo
6.625%
APR6.709%
Points−0.375
Points cost$1,291 credit
Est. payment$2,204/mo
6.500%
APR6.620%
Points0.000
Points costNo points
Est. payment$2,176/mo
6.375%
APR6.543%
Points0.500
Points cost$1,721 upfront
Est. payment$2,148/mo
6.250%
APR6.478%
Points1.125
Points cost$3,873 upfront
Est. payment$2,120/mo
6.125%
APR6.400%
Points1.625
Points cost$5,594 upfront
Est. payment$2,092/mo
6.000%
APR6.322%
Points2.125
Points cost$7,315 upfront
Est. payment$2,064/mo
5.875%
APR6.243%
Points2.625
Points cost$9,037 upfront
Est. payment$2,036/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.750%
APR6.796%
Points−0.875
Points cost$3,012 credit
Est. payment$2,618/mo
6.625%
APR6.735%
Points−0.375
Points cost$1,291 credit
Est. payment$2,592/mo
6.500%
APR6.658%
Points0.000
Points costNo points
Est. payment$2,567/mo
6.375%
APR6.613%
Points0.625
Points cost$2,152 upfront
Est. payment$2,541/mo
6.250%
APR6.551%
Points1.125
Points cost$3,873 upfront
Est. payment$2,516/mo
6.125%
APR6.506%
Points1.750
Points cost$6,024 upfront
Est. payment$2,491/mo
6.000%
APR6.428%
Points2.125
Points cost$7,315 upfront
Est. payment$2,466/mo
5.875%
APR6.366%
Points2.625
Points cost$9,037 upfront
Est. payment$2,442/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.843%
Points0.125
Points cost$430 upfront
Est. payment$3,022/mo
6.125%
APR6.380%
Points0.375
Points cost$1,291 upfront
Est. payment$2,928/mo
6.000%
APR6.335%
Points0.875
Points cost$3,012 upfront
Est. payment$2,905/mo
5.875%
APR6.269%
Points1.250
Points cost$4,303 upfront
Est. payment$2,882/mo
5.625%
APR6.076%
Points1.625
Points cost$5,594 upfront
Est. payment$2,836/mo
5.500%
APR5.990%
Points1.875
Points cost$6,455 upfront
Est. payment$2,813/mo
5.375%
APR5.944%
Points2.375
Points cost$8,176 upfront
Est. payment$2,790/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.932%
Points0.125
Points cost$430 upfront
Est. payment$3,931/mo
6.125%
APR6.486%
Points0.375
Points cost$1,291 upfront
Est. payment$3,844/mo
6.000%
APR6.473%
Points0.875
Points cost$3,012 upfront
Est. payment$3,822/mo
5.875%
APR6.433%
Points1.250
Points cost$4,303 upfront
Est. payment$3,800/mo
5.625%
APR6.266%
Points1.625
Points cost$5,594 upfront
Est. payment$3,757/mo
5.500%
APR6.196%
Points1.875
Points cost$6,455 upfront
Est. payment$3,736/mo
5.375%
APR6.184%
Points2.375
Points cost$8,176 upfront
Est. payment$3,715/mo
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Mortgage rates near Lynchburg County
All Virginia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.