Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.375%
APR7.375%
Points−0.750
Points cost$3,000 credit
Est. payment$2,763/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$2,729/mo
7.125%
APR7.162%
Points0.375
Points cost$1,500 upfront
Est. payment$2,695/mo
7.000%
APR7.100%
Points1.000
Points cost$4,000 upfront
Est. payment$2,661/mo
6.875%
APR7.037%
Points1.625
Points cost$6,500 upfront
Est. payment$2,628/mo
6.750%
APR6.948%
Points2.000
Points cost$8,000 upfront
Est. payment$2,594/mo
6.625%
APR6.885%
Points2.625
Points cost$10,500 upfront
Est. payment$2,561/mo
Conventional 20-Year Fixed Mortgage Rates
7.375%
APR7.375%
Points−0.875
Points cost$3,500 credit
Est. payment$3,192/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$3,162/mo
6.875%
APR6.891%
Points0.125
Points cost$500 upfront
Est. payment$3,071/mo
6.750%
APR6.830%
Points0.625
Points cost$2,500 upfront
Est. payment$3,041/mo
6.625%
APR6.769%
Points1.125
Points cost$4,500 upfront
Est. payment$3,012/mo
6.500%
APR6.676%
Points1.375
Points cost$5,500 upfront
Est. payment$2,982/mo
6.375%
APR6.615%
Points1.875
Points cost$7,500 upfront
Est. payment$2,953/mo
6.250%
APR6.553%
Points2.375
Points cost$9,500 upfront
Est. payment$2,924/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−0.375
Points cost$1,500 credit
Est. payment$3,567/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$3,540/mo
6.625%
APR6.665%
Points0.250
Points cost$1,000 upfront
Est. payment$3,512/mo
6.500%
APR6.599%
Points0.625
Points cost$2,500 upfront
Est. payment$3,484/mo
6.375%
APR6.554%
Points1.125
Points cost$4,500 upfront
Est. payment$3,457/mo
6.250%
APR6.468%
Points1.375
Points cost$5,500 upfront
Est. payment$3,430/mo
6.125%
APR6.423%
Points1.875
Points cost$7,500 upfront
Est. payment$3,403/mo
6.000%
APR6.357%
Points2.250
Points cost$9,000 upfront
Est. payment$3,375/mo
5.875%
APR6.271%
Points2.500
Points cost$10,000 upfront
Est. payment$3,348/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.750
Points cost$3,000 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points−0.375
Points cost$1,500 credit
Est. payment$4,619/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$4,593/mo
6.625%
APR6.709%
Points0.375
Points cost$1,500 upfront
Est. payment$4,567/mo
6.500%
APR6.668%
Points0.750
Points cost$3,000 upfront
Est. payment$4,542/mo
6.375%
APR6.628%
Points1.125
Points cost$4,500 upfront
Est. payment$4,517/mo
6.250%
APR6.587%
Points1.500
Points cost$6,000 upfront
Est. payment$4,491/mo
6.125%
APR6.518%
Points1.750
Points cost$7,000 upfront
Est. payment$4,466/mo
6.000%
APR6.505%
Points2.250
Points cost$9,000 upfront
Est. payment$4,441/mo
5.875%
APR6.436%
Points2.500
Points cost$10,000 upfront
Est. payment$4,416/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.125%
APR7.149%
Points−1.000
Points cost$4,050 credit
Est. payment$2,729/mo
7.000%
APR7.036%
Points−0.875
Points cost$3,544 credit
Est. payment$2,694/mo
6.875%
APR6.960%
Points−0.375
Points cost$1,519 credit
Est. payment$2,661/mo
6.750%
APR6.859%
Points0.000
Points costNo points
Est. payment$2,627/mo
6.625%
APR6.808%
Points0.625
Points cost$2,531 upfront
Est. payment$2,593/mo
6.500%
APR6.706%
Points0.875
Points cost$3,544 upfront
Est. payment$2,560/mo
6.375%
APR6.642%
Points1.500
Points cost$6,075 upfront
Est. payment$2,527/mo
6.250%
APR6.552%
Points1.875
Points cost$7,594 upfront
Est. payment$2,494/mo
6.125%
APR6.499%
Points2.625
Points cost$10,631 upfront
Est. payment$2,461/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.000%
APR7.047%
Points−0.875
Points cost$3,544 credit
Est. payment$3,140/mo
6.875%
APR6.986%
Points−0.375
Points cost$1,519 credit
Est. payment$3,110/mo
6.750%
APR6.909%
Points0.000
Points costNo points
Est. payment$3,079/mo
6.625%
APR6.881%
Points0.750
Points cost$3,038 upfront
Est. payment$3,049/mo
6.500%
APR6.771%
Points0.875
Points cost$3,544 upfront
Est. payment$3,020/mo
6.375%
APR6.727%
Points1.500
Points cost$6,075 upfront
Est. payment$2,990/mo
6.250%
APR6.649%
Points1.875
Points cost$7,594 upfront
Est. payment$2,960/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.880%
Points1.125
Points cost$4,556 upfront
Est. payment$3,528/mo
6.125%
APR6.542%
Points1.375
Points cost$5,569 upfront
Est. payment$3,445/mo
6.000%
APR6.456%
Points1.625
Points cost$6,581 upfront
Est. payment$3,418/mo
5.875%
APR6.391%
Points2.000
Points cost$8,100 upfront
Est. payment$3,390/mo
5.750%
APR6.325%
Points2.375
Points cost$9,619 upfront
Est. payment$3,363/mo
5.625%
APR6.259%
Points2.750
Points cost$11,138 upfront
Est. payment$3,336/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR7.036%
Points1.125
Points cost$4,556 upfront
Est. payment$4,599/mo
6.125%
APR6.714%
Points1.375
Points cost$5,569 upfront
Est. payment$4,522/mo
6.000%
APR6.645%
Points1.625
Points cost$6,581 upfront
Est. payment$4,496/mo
5.875%
APR6.605%
Points2.000
Points cost$8,100 upfront
Est. payment$4,471/mo
5.750%
APR6.565%
Points2.375
Points cost$9,619 upfront
Est. payment$4,446/mo
5.625%
APR6.525%
Points2.750
Points cost$11,138 upfront
Est. payment$4,420/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.875%
APR7.328%
Points−0.750
Points cost$3,053 credit
Est. payment$2,674/mo
6.750%
APR7.266%
Points0.000
Points costNo points
Est. payment$2,640/mo
6.625%
APR7.165%
Points0.125
Points cost$509 upfront
Est. payment$2,606/mo
6.500%
APR7.063%
Points0.375
Points cost$1,526 upfront
Est. payment$2,573/mo
6.375%
APR6.987%
Points0.875
Points cost$3,561 upfront
Est. payment$2,539/mo
6.250%
APR6.924%
Points1.500
Points cost$6,105 upfront
Est. payment$2,506/mo
6.125%
APR6.899%
Points2.500
Points cost$10,175 upfront
Est. payment$2,473/mo
FHA 20-Year Fixed Mortgage Rates
6.750%
APR7.380%
Points0.000
Points costNo points
Est. payment$3,095/mo
6.625%
APR7.287%
Points0.125
Points cost$509 upfront
Est. payment$3,065/mo
6.500%
APR7.211%
Points0.500
Points cost$2,035 upfront
Est. payment$3,034/mo
6.375%
APR7.169%
Points1.125
Points cost$4,579 upfront
Est. payment$3,005/mo
6.250%
APR7.109%
Points1.625
Points cost$6,614 upfront
Est. payment$2,975/mo
6.125%
APR7.118%
Points2.625
Points cost$10,684 upfront
Est. payment$2,945/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.722%
Points1.125
Points cost$4,579 upfront
Est. payment$3,462/mo
6.000%
APR6.657%
Points1.500
Points cost$6,105 upfront
Est. payment$3,435/mo
5.875%
APR6.633%
Points2.125
Points cost$8,649 upfront
Est. payment$3,407/mo
5.625%
APR6.441%
Points2.500
Points cost$10,175 upfront
Est. payment$3,353/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.917%
Points1.125
Points cost$4,579 upfront
Est. payment$4,544/mo
6.000%
APR6.877%
Points1.500
Points cost$6,105 upfront
Est. payment$4,519/mo
5.875%
APR6.896%
Points2.125
Points cost$8,649 upfront
Est. payment$4,493/mo
5.625%
APR6.730%
Points2.500
Points cost$10,175 upfront
Est. payment$4,442/mo
Like one of these rates? See your full quote.
Savings, monthly payment & cash to close — itemized, no sign-up.
Mortgage rates near Sampson County
All North Carolina mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.