Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−0.750
Points cost$3,000 credit
Est. payment$2,729/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$2,695/mo
7.000%
APR7.037%
Points0.375
Points cost$1,500 upfront
Est. payment$2,661/mo
6.875%
APR6.949%
Points0.750
Points cost$3,000 upfront
Est. payment$2,628/mo
6.750%
APR6.873%
Points1.250
Points cost$5,000 upfront
Est. payment$2,594/mo
6.625%
APR6.834%
Points2.125
Points cost$8,500 upfront
Est. payment$2,561/mo
6.500%
APR6.758%
Points2.625
Points cost$10,500 upfront
Est. payment$2,528/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−0.750
Points cost$3,000 credit
Est. payment$3,162/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$3,131/mo
6.875%
APR6.891%
Points0.125
Points cost$500 upfront
Est. payment$3,071/mo
6.750%
APR6.830%
Points0.625
Points cost$2,500 upfront
Est. payment$3,041/mo
6.625%
APR6.769%
Points1.125
Points cost$4,500 upfront
Est. payment$3,012/mo
6.500%
APR6.676%
Points1.375
Points cost$5,500 upfront
Est. payment$2,982/mo
6.375%
APR6.615%
Points1.875
Points cost$7,500 upfront
Est. payment$2,953/mo
6.250%
APR6.553%
Points2.375
Points cost$9,500 upfront
Est. payment$2,924/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−0.750
Points cost$3,000 credit
Est. payment$3,567/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$3,540/mo
6.625%
APR6.645%
Points0.125
Points cost$500 upfront
Est. payment$3,512/mo
6.500%
APR6.560%
Points0.375
Points cost$1,500 upfront
Est. payment$3,484/mo
6.375%
APR6.474%
Points0.625
Points cost$2,500 upfront
Est. payment$3,457/mo
6.250%
APR6.428%
Points1.125
Points cost$4,500 upfront
Est. payment$3,430/mo
6.125%
APR6.363%
Points1.500
Points cost$6,000 upfront
Est. payment$3,403/mo
6.000%
APR6.277%
Points1.750
Points cost$7,000 upfront
Est. payment$3,375/mo
5.875%
APR6.211%
Points2.125
Points cost$8,500 upfront
Est. payment$3,348/mo
5.750%
APR6.165%
Points2.625
Points cost$10,500 upfront
Est. payment$3,322/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−1.000
Points cost$4,000 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points−0.625
Points cost$2,500 credit
Est. payment$4,619/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$4,593/mo
6.625%
APR6.653%
Points0.125
Points cost$500 upfront
Est. payment$4,567/mo
6.500%
APR6.612%
Points0.500
Points cost$2,000 upfront
Est. payment$4,542/mo
6.375%
APR6.543%
Points0.750
Points cost$3,000 upfront
Est. payment$4,517/mo
6.250%
APR6.502%
Points1.125
Points cost$4,500 upfront
Est. payment$4,491/mo
6.125%
APR6.433%
Points1.375
Points cost$5,500 upfront
Est. payment$4,466/mo
6.000%
APR6.420%
Points1.875
Points cost$7,500 upfront
Est. payment$4,441/mo
5.875%
APR6.351%
Points2.125
Points cost$8,500 upfront
Est. payment$4,416/mo
5.750%
APR6.339%
Points2.625
Points cost$10,500 upfront
Est. payment$4,391/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.875%
APR6.910%
Points−0.875
Points cost$3,544 credit
Est. payment$2,661/mo
6.750%
APR6.859%
Points−0.125
Points cost$506 credit
Est. payment$2,627/mo
6.625%
APR6.746%
Points0.000
Points costNo points
Est. payment$2,593/mo
6.500%
APR6.632%
Points0.125
Points cost$506 upfront
Est. payment$2,560/mo
6.375%
APR6.567%
Points0.750
Points cost$3,038 upfront
Est. payment$2,527/mo
6.250%
APR6.490%
Points1.250
Points cost$5,063 upfront
Est. payment$2,494/mo
6.125%
APR6.437%
Points2.000
Points cost$8,100 upfront
Est. payment$2,461/mo
6.000%
APR6.334%
Points2.250
Points cost$9,113 upfront
Est. payment$2,428/mo
5.875%
APR6.256%
Points2.750
Points cost$11,138 upfront
Est. payment$2,396/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.875%
APR6.921%
Points−0.875
Points cost$3,544 credit
Est. payment$3,110/mo
6.750%
APR6.893%
Points−0.125
Points cost$506 credit
Est. payment$3,079/mo
6.625%
APR6.784%
Points0.000
Points costNo points
Est. payment$3,049/mo
6.500%
APR6.674%
Points0.125
Points cost$506 upfront
Est. payment$3,020/mo
6.375%
APR6.629%
Points0.750
Points cost$3,038 upfront
Est. payment$2,990/mo
6.250%
APR6.567%
Points1.250
Points cost$5,063 upfront
Est. payment$2,960/mo
6.125%
APR6.555%
Points2.125
Points cost$8,606 upfront
Est. payment$2,931/mo
6.000%
APR6.444%
Points2.250
Points cost$9,113 upfront
Est. payment$2,902/mo
5.875%
APR6.383%
Points2.750
Points cost$11,138 upfront
Est. payment$2,872/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.441%
Points0.750
Points cost$3,038 upfront
Est. payment$3,445/mo
6.000%
APR6.375%
Points1.125
Points cost$4,556 upfront
Est. payment$3,418/mo
5.875%
APR6.309%
Points1.500
Points cost$6,075 upfront
Est. payment$3,390/mo
5.625%
APR6.137%
Points2.000
Points cost$8,100 upfront
Est. payment$3,336/mo
5.500%
APR6.050%
Points2.250
Points cost$9,113 upfront
Est. payment$3,309/mo
5.375%
APR6.005%
Points2.750
Points cost$11,138 upfront
Est. payment$3,282/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.571%
Points0.750
Points cost$3,038 upfront
Est. payment$4,522/mo
6.000%
APR6.530%
Points1.125
Points cost$4,556 upfront
Est. payment$4,496/mo
5.875%
APR6.490%
Points1.500
Points cost$6,075 upfront
Est. payment$4,471/mo
5.625%
APR6.352%
Points2.000
Points cost$8,100 upfront
Est. payment$4,420/mo
5.500%
APR6.282%
Points2.250
Points cost$9,113 upfront
Est. payment$4,395/mo
5.375%
APR6.271%
Points2.750
Points cost$11,138 upfront
Est. payment$4,370/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.875%
APR7.302%
Points−1.000
Points cost$4,070 credit
Est. payment$2,674/mo
6.750%
APR7.201%
Points−0.750
Points cost$3,053 credit
Est. payment$2,640/mo
6.625%
APR7.113%
Points−0.375
Points cost$1,526 credit
Est. payment$2,606/mo
6.500%
APR7.024%
Points0.000
Points costNo points
Est. payment$2,573/mo
6.375%
APR6.935%
Points0.375
Points cost$1,526 upfront
Est. payment$2,539/mo
6.250%
APR6.885%
Points1.125
Points cost$4,579 upfront
Est. payment$2,506/mo
6.125%
APR6.821%
Points1.750
Points cost$7,123 upfront
Est. payment$2,473/mo
6.000%
APR6.731%
Points2.125
Points cost$8,649 upfront
Est. payment$2,440/mo
5.875%
APR6.654%
Points2.625
Points cost$10,684 upfront
Est. payment$2,408/mo
FHA 20-Year Fixed Mortgage Rates
6.875%
APR7.389%
Points−1.000
Points cost$4,070 credit
Est. payment$3,125/mo
6.750%
APR7.313%
Points−0.625
Points cost$2,544 credit
Est. payment$3,095/mo
6.625%
APR7.220%
Points−0.375
Points cost$1,526 credit
Est. payment$3,065/mo
6.500%
APR7.144%
Points0.000
Points costNo points
Est. payment$3,034/mo
6.375%
APR7.084%
Points0.500
Points cost$2,035 upfront
Est. payment$3,005/mo
6.250%
APR7.042%
Points1.125
Points cost$4,579 upfront
Est. payment$2,975/mo
6.125%
APR6.999%
Points1.750
Points cost$7,123 upfront
Est. payment$2,945/mo
6.000%
APR6.922%
Points2.125
Points cost$8,649 upfront
Est. payment$2,916/mo
5.875%
APR6.879%
Points2.750
Points cost$11,193 upfront
Est. payment$2,887/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.620%
Points0.500
Points cost$2,035 upfront
Est. payment$3,462/mo
6.000%
APR6.575%
Points1.000
Points cost$4,070 upfront
Est. payment$3,435/mo
5.875%
APR6.530%
Points1.500
Points cost$6,105 upfront
Est. payment$3,407/mo
5.625%
APR6.297%
Points1.625
Points cost$6,614 upfront
Est. payment$3,353/mo
5.500%
APR6.251%
Points2.125
Points cost$8,649 upfront
Est. payment$3,326/mo
5.375%
APR6.227%
Points2.750
Points cost$11,193 upfront
Est. payment$3,299/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.772%
Points0.500
Points cost$2,035 upfront
Est. payment$4,544/mo
6.000%
APR6.761%
Points1.000
Points cost$4,070 upfront
Est. payment$4,519/mo
5.875%
APR6.751%
Points1.500
Points cost$6,105 upfront
Est. payment$4,493/mo
5.625%
APR6.526%
Points1.625
Points cost$6,614 upfront
Est. payment$4,442/mo
5.500%
APR6.515%
Points2.125
Points cost$8,649 upfront
Est. payment$4,417/mo
5.375%
APR6.534%
Points2.750
Points cost$11,193 upfront
Est. payment$4,392/mo
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Mortgage rates near Orange County
All North Carolina mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.