Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.750%
APR7.750%
Points−0.625
Points cost$2,500 credit
Est. payment$2,866/mo
7.625%
APR7.625%
Points−0.375
Points cost$1,500 credit
Est. payment$2,831/mo
7.500%
APR7.500%
Points0.000
Points costNo points
Est. payment$2,797/mo
7.375%
APR7.426%
Points0.500
Points cost$2,000 upfront
Est. payment$2,763/mo
7.250%
APR7.351%
Points1.000
Points cost$4,000 upfront
Est. payment$2,729/mo
7.125%
APR7.289%
Points1.625
Points cost$6,500 upfront
Est. payment$2,695/mo
7.000%
APR7.227%
Points2.250
Points cost$9,000 upfront
Est. payment$2,661/mo
Conventional 20-Year Fixed Mortgage Rates
7.750%
APR7.750%
Points−0.875
Points cost$3,500 credit
Est. payment$3,284/mo
7.625%
APR7.625%
Points−0.250
Points cost$1,000 credit
Est. payment$3,253/mo
7.500%
APR7.500%
Points0.000
Points costNo points
Est. payment$3,222/mo
7.375%
APR7.408%
Points0.250
Points cost$1,000 upfront
Est. payment$3,192/mo
7.250%
APR7.365%
Points0.875
Points cost$3,500 upfront
Est. payment$3,162/mo
7.125%
APR7.322%
Points1.500
Points cost$6,000 upfront
Est. payment$3,131/mo
7.000%
APR7.246%
Points1.875
Points cost$7,500 upfront
Est. payment$3,101/mo
6.875%
APR7.186%
Points2.375
Points cost$9,500 upfront
Est. payment$3,071/mo
Conventional 15-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$3,595/mo
6.875%
APR6.895%
Points0.125
Points cost$500 upfront
Est. payment$3,567/mo
6.750%
APR6.830%
Points0.500
Points cost$2,000 upfront
Est. payment$3,540/mo
6.625%
APR6.785%
Points1.000
Points cost$4,000 upfront
Est. payment$3,512/mo
6.500%
APR6.720%
Points1.375
Points cost$5,500 upfront
Est. payment$3,484/mo
6.375%
APR6.635%
Points1.625
Points cost$6,500 upfront
Est. payment$3,457/mo
6.250%
APR6.590%
Points2.125
Points cost$8,500 upfront
Est. payment$3,430/mo
6.125%
APR6.545%
Points2.625
Points cost$10,500 upfront
Est. payment$3,403/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$4,644/mo
6.875%
APR6.903%
Points0.125
Points cost$500 upfront
Est. payment$4,619/mo
6.750%
APR6.891%
Points0.625
Points cost$2,500 upfront
Est. payment$4,593/mo
6.625%
APR6.850%
Points1.000
Points cost$4,000 upfront
Est. payment$4,567/mo
6.500%
APR6.810%
Points1.375
Points cost$5,500 upfront
Est. payment$4,542/mo
6.375%
APR6.769%
Points1.750
Points cost$7,000 upfront
Est. payment$4,517/mo
6.250%
APR6.729%
Points2.125
Points cost$8,500 upfront
Est. payment$4,491/mo
6.125%
APR6.718%
Points2.625
Points cost$10,500 upfront
Est. payment$4,466/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.375%
APR7.412%
Points−0.875
Points cost$3,544 credit
Est. payment$2,797/mo
7.000%
APR7.086%
Points−0.375
Points cost$1,519 credit
Est. payment$2,694/mo
6.875%
APR7.023%
Points0.250
Points cost$1,013 upfront
Est. payment$2,661/mo
6.750%
APR6.934%
Points0.625
Points cost$2,531 upfront
Est. payment$2,627/mo
6.500%
APR6.781%
Points1.625
Points cost$6,581 upfront
Est. payment$2,560/mo
6.375%
APR6.717%
Points2.250
Points cost$9,113 upfront
Est. payment$2,527/mo
6.250%
APR6.627%
Points2.625
Points cost$10,631 upfront
Est. payment$2,494/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.375%
APR7.439%
Points−0.750
Points cost$3,038 credit
Est. payment$3,232/mo
7.000%
APR7.112%
Points−0.375
Points cost$1,519 credit
Est. payment$3,140/mo
6.875%
APR7.068%
Points0.250
Points cost$1,013 upfront
Est. payment$3,110/mo
6.750%
APR6.991%
Points0.625
Points cost$2,531 upfront
Est. payment$3,079/mo
6.500%
APR6.870%
Points1.625
Points cost$6,581 upfront
Est. payment$3,020/mo
6.375%
APR6.826%
Points2.250
Points cost$9,113 upfront
Est. payment$2,990/mo
6.250%
APR6.748%
Points2.625
Points cost$10,631 upfront
Est. payment$2,960/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.880%
Points1.125
Points cost$4,556 upfront
Est. payment$3,528/mo
6.375%
APR6.816%
Points1.500
Points cost$6,075 upfront
Est. payment$3,500/mo
6.000%
APR6.456%
Points1.625
Points cost$6,581 upfront
Est. payment$3,418/mo
5.875%
APR6.391%
Points2.000
Points cost$8,100 upfront
Est. payment$3,390/mo
5.750%
APR6.345%
Points2.500
Points cost$10,125 upfront
Est. payment$3,363/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR7.036%
Points1.125
Points cost$4,556 upfront
Est. payment$4,599/mo
6.375%
APR6.996%
Points1.500
Points cost$6,075 upfront
Est. payment$4,573/mo
6.000%
APR6.645%
Points1.625
Points cost$6,581 upfront
Est. payment$4,496/mo
5.875%
APR6.605%
Points2.000
Points cost$8,100 upfront
Est. payment$4,471/mo
5.750%
APR6.594%
Points2.500
Points cost$10,125 upfront
Est. payment$4,446/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.250%
APR7.682%
Points−1.000
Points cost$4,070 credit
Est. payment$2,776/mo
7.125%
APR7.595%
Points−0.625
Points cost$2,544 credit
Est. payment$2,742/mo
7.000%
APR7.481%
Points−0.500
Points cost$2,035 credit
Est. payment$2,708/mo
6.875%
APR7.420%
Points0.125
Points cost$509 upfront
Est. payment$2,674/mo
6.750%
APR7.358%
Points0.750
Points cost$3,053 upfront
Est. payment$2,640/mo
6.625%
APR7.296%
Points1.375
Points cost$5,596 upfront
Est. payment$2,606/mo
6.500%
APR7.194%
Points1.625
Points cost$6,614 upfront
Est. payment$2,573/mo
6.375%
APR7.118%
Points2.125
Points cost$8,649 upfront
Est. payment$2,539/mo
FHA 20-Year Fixed Mortgage Rates
7.250%
APR7.801%
Points−0.750
Points cost$3,053 credit
Est. payment$3,217/mo
7.000%
APR7.582%
Points−0.500
Points cost$2,035 credit
Est. payment$3,155/mo
6.875%
APR7.541%
Points0.125
Points cost$509 upfront
Est. payment$3,125/mo
6.750%
APR7.516%
Points0.875
Points cost$3,561 upfront
Est. payment$3,095/mo
6.625%
APR7.475%
Points1.500
Points cost$6,105 upfront
Est. payment$3,065/mo
6.500%
APR7.365%
Points1.625
Points cost$6,614 upfront
Est. payment$3,034/mo
6.375%
APR7.323%
Points2.250
Points cost$9,158 upfront
Est. payment$3,005/mo
FHA 15-Year Fixed Mortgage Rates
6.500%
APR7.102%
Points1.125
Points cost$4,579 upfront
Est. payment$3,545/mo
6.000%
APR6.678%
Points1.625
Points cost$6,614 upfront
Est. payment$3,435/mo
5.875%
APR6.654%
Points2.250
Points cost$9,158 upfront
Est. payment$3,407/mo
5.750%
APR6.610%
Points2.750
Points cost$11,193 upfront
Est. payment$3,380/mo
FHA 10-Year Fixed Mortgage Rates
6.500%
APR7.296%
Points1.125
Points cost$4,579 upfront
Est. payment$4,621/mo
6.000%
APR6.906%
Points1.625
Points cost$6,614 upfront
Est. payment$4,519/mo
5.875%
APR6.926%
Points2.250
Points cost$9,158 upfront
Est. payment$4,493/mo
5.750%
APR6.916%
Points2.750
Points cost$11,193 upfront
Est. payment$4,468/mo
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Mortgage rates near Forsyth County
All North Carolina mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.