Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−1.000
Points cost$4,000 credit
Est. payment$2,797/mo
7.375%
APR7.375%
Points−0.625
Points cost$2,500 credit
Est. payment$2,763/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$2,729/mo
7.125%
APR7.200%
Points0.750
Points cost$3,000 upfront
Est. payment$2,695/mo
7.000%
APR7.112%
Points1.125
Points cost$4,500 upfront
Est. payment$2,661/mo
6.875%
APR7.037%
Points1.625
Points cost$6,500 upfront
Est. payment$2,628/mo
6.750%
APR6.948%
Points2.000
Points cost$8,000 upfront
Est. payment$2,594/mo
Conventional 20-Year Fixed Mortgage Rates
7.375%
APR7.375%
Points−0.500
Points cost$2,000 credit
Est. payment$3,192/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$3,162/mo
6.875%
APR6.891%
Points0.125
Points cost$500 upfront
Est. payment$3,071/mo
6.750%
APR6.830%
Points0.625
Points cost$2,500 upfront
Est. payment$3,041/mo
6.625%
APR6.769%
Points1.125
Points cost$4,500 upfront
Est. payment$3,012/mo
6.500%
APR6.676%
Points1.375
Points cost$5,500 upfront
Est. payment$2,982/mo
6.375%
APR6.615%
Points1.875
Points cost$7,500 upfront
Est. payment$2,953/mo
6.250%
APR6.553%
Points2.375
Points cost$9,500 upfront
Est. payment$2,924/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,567/mo
6.750%
APR6.790%
Points0.250
Points cost$1,000 upfront
Est. payment$3,540/mo
6.625%
APR6.725%
Points0.625
Points cost$2,500 upfront
Est. payment$3,512/mo
6.500%
APR6.639%
Points0.875
Points cost$3,500 upfront
Est. payment$3,484/mo
6.375%
APR6.574%
Points1.250
Points cost$5,000 upfront
Est. payment$3,457/mo
6.250%
APR6.509%
Points1.625
Points cost$6,500 upfront
Est. payment$3,430/mo
6.125%
APR6.443%
Points2.000
Points cost$8,000 upfront
Est. payment$3,403/mo
6.000%
APR6.398%
Points2.500
Points cost$10,000 upfront
Est. payment$3,375/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.375
Points cost$1,500 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$4,619/mo
6.750%
APR6.806%
Points0.250
Points cost$1,000 upfront
Est. payment$4,593/mo
6.625%
APR6.794%
Points0.750
Points cost$3,000 upfront
Est. payment$4,567/mo
6.500%
APR6.725%
Points1.000
Points cost$4,000 upfront
Est. payment$4,542/mo
6.375%
APR6.684%
Points1.375
Points cost$5,500 upfront
Est. payment$4,517/mo
6.250%
APR6.644%
Points1.750
Points cost$7,000 upfront
Est. payment$4,491/mo
6.125%
APR6.603%
Points2.125
Points cost$8,500 upfront
Est. payment$4,466/mo
6.000%
APR6.620%
Points2.750
Points cost$11,000 upfront
Est. payment$4,441/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.000%
APR7.036%
Points−0.875
Points cost$3,544 credit
Est. payment$2,694/mo
6.875%
APR6.985%
Points−0.125
Points cost$506 credit
Est. payment$2,661/mo
6.750%
APR6.872%
Points0.000
Points costNo points
Est. payment$2,627/mo
6.625%
APR6.833%
Points0.875
Points cost$3,544 upfront
Est. payment$2,593/mo
6.500%
APR6.719%
Points1.000
Points cost$4,050 upfront
Est. payment$2,560/mo
6.375%
APR6.654%
Points1.625
Points cost$6,581 upfront
Est. payment$2,527/mo
6.250%
APR6.564%
Points2.000
Points cost$8,100 upfront
Est. payment$2,494/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.000%
APR7.047%
Points−0.875
Points cost$3,544 credit
Est. payment$3,140/mo
6.875%
APR7.035%
Points0.000
Points costNo points
Est. payment$3,110/mo
6.750%
APR6.926%
Points0.125
Points cost$506 upfront
Est. payment$3,079/mo
6.625%
APR6.898%
Points0.875
Points cost$3,544 upfront
Est. payment$3,049/mo
6.500%
APR6.788%
Points1.000
Points cost$4,050 upfront
Est. payment$3,020/mo
6.375%
APR6.743%
Points1.625
Points cost$6,581 upfront
Est. payment$2,990/mo
6.250%
APR6.666%
Points2.000
Points cost$8,100 upfront
Est. payment$2,960/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.901%
Points1.250
Points cost$5,063 upfront
Est. payment$3,528/mo
6.125%
APR6.542%
Points1.375
Points cost$5,569 upfront
Est. payment$3,445/mo
6.000%
APR6.456%
Points1.625
Points cost$6,581 upfront
Est. payment$3,418/mo
5.875%
APR6.391%
Points2.000
Points cost$8,100 upfront
Est. payment$3,390/mo
5.750%
APR6.345%
Points2.500
Points cost$10,125 upfront
Est. payment$3,363/mo
5.625%
APR6.259%
Points2.750
Points cost$11,138 upfront
Est. payment$3,336/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR7.064%
Points1.250
Points cost$5,063 upfront
Est. payment$4,599/mo
6.125%
APR6.714%
Points1.375
Points cost$5,569 upfront
Est. payment$4,522/mo
6.000%
APR6.645%
Points1.625
Points cost$6,581 upfront
Est. payment$4,496/mo
5.875%
APR6.605%
Points2.000
Points cost$8,100 upfront
Est. payment$4,471/mo
5.750%
APR6.594%
Points2.500
Points cost$10,125 upfront
Est. payment$4,446/mo
5.625%
APR6.525%
Points2.750
Points cost$11,138 upfront
Est. payment$4,420/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.000%
APR7.429%
Points−1.000
Points cost$4,070 credit
Est. payment$2,708/mo
6.875%
APR7.354%
Points−0.500
Points cost$2,035 credit
Est. payment$2,674/mo
6.750%
APR7.279%
Points0.000
Points costNo points
Est. payment$2,640/mo
6.625%
APR7.204%
Points0.500
Points cost$2,035 upfront
Est. payment$2,606/mo
6.500%
APR7.115%
Points0.875
Points cost$3,561 upfront
Est. payment$2,573/mo
6.375%
APR7.026%
Points1.250
Points cost$5,088 upfront
Est. payment$2,539/mo
6.250%
APR6.963%
Points1.875
Points cost$7,631 upfront
Est. payment$2,506/mo
FHA 20-Year Fixed Mortgage Rates
6.750%
APR7.397%
Points0.000
Points costNo points
Est. payment$3,095/mo
6.625%
APR7.338%
Points0.500
Points cost$2,035 upfront
Est. payment$3,065/mo
6.500%
APR7.262%
Points0.875
Points cost$3,561 upfront
Est. payment$3,034/mo
6.375%
APR7.220%
Points1.500
Points cost$6,105 upfront
Est. payment$3,005/mo
6.250%
APR7.160%
Points2.000
Points cost$8,140 upfront
Est. payment$2,975/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.722%
Points1.125
Points cost$4,579 upfront
Est. payment$3,462/mo
6.000%
APR6.657%
Points1.500
Points cost$6,105 upfront
Est. payment$3,435/mo
5.875%
APR6.633%
Points2.125
Points cost$8,649 upfront
Est. payment$3,407/mo
5.625%
APR6.441%
Points2.500
Points cost$10,175 upfront
Est. payment$3,353/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.917%
Points1.125
Points cost$4,579 upfront
Est. payment$4,544/mo
6.000%
APR6.877%
Points1.500
Points cost$6,105 upfront
Est. payment$4,519/mo
5.875%
APR6.896%
Points2.125
Points cost$8,649 upfront
Est. payment$4,493/mo
5.625%
APR6.730%
Points2.500
Points cost$10,175 upfront
Est. payment$4,442/mo
Like one of these rates? See your full quote.
Savings, monthly payment & cash to close — itemized, no sign-up.
Mortgage rates near Ashe County
All North Carolina mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.