Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−0.875
Points cost$3,500 credit
Est. payment$2,729/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$2,695/mo
7.000%
APR7.012%
Points0.125
Points cost$500 upfront
Est. payment$2,661/mo
6.875%
APR6.937%
Points0.625
Points cost$2,500 upfront
Est. payment$2,628/mo
6.750%
APR6.848%
Points1.000
Points cost$4,000 upfront
Est. payment$2,594/mo
6.625%
APR6.809%
Points1.875
Points cost$7,500 upfront
Est. payment$2,561/mo
6.500%
APR6.733%
Points2.375
Points cost$9,500 upfront
Est. payment$2,528/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−0.875
Points cost$3,500 credit
Est. payment$3,162/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$3,131/mo
6.875%
APR6.891%
Points0.125
Points cost$500 upfront
Est. payment$3,071/mo
6.750%
APR6.830%
Points0.625
Points cost$2,500 upfront
Est. payment$3,041/mo
6.625%
APR6.769%
Points1.125
Points cost$4,500 upfront
Est. payment$3,012/mo
6.500%
APR6.692%
Points1.500
Points cost$6,000 upfront
Est. payment$2,982/mo
6.375%
APR6.615%
Points1.875
Points cost$7,500 upfront
Est. payment$2,953/mo
6.250%
APR6.553%
Points2.375
Points cost$9,500 upfront
Est. payment$2,924/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−0.625
Points cost$2,500 credit
Est. payment$3,567/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$3,540/mo
6.625%
APR6.645%
Points0.125
Points cost$500 upfront
Est. payment$3,512/mo
6.500%
APR6.540%
Points0.250
Points cost$1,000 upfront
Est. payment$3,484/mo
6.375%
APR6.454%
Points0.500
Points cost$2,000 upfront
Est. payment$3,457/mo
6.250%
APR6.388%
Points0.875
Points cost$3,500 upfront
Est. payment$3,430/mo
6.125%
APR6.343%
Points1.375
Points cost$5,500 upfront
Est. payment$3,403/mo
6.000%
APR6.257%
Points1.625
Points cost$6,500 upfront
Est. payment$3,375/mo
5.875%
APR6.171%
Points1.875
Points cost$7,500 upfront
Est. payment$3,348/mo
5.750%
APR6.125%
Points2.375
Points cost$9,500 upfront
Est. payment$3,322/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.875
Points cost$3,500 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points−0.500
Points cost$2,000 credit
Est. payment$4,619/mo
6.750%
APR6.750%
Points−0.125
Points cost$500 credit
Est. payment$4,593/mo
6.625%
APR6.625%
Points0.000
Points costNo points
Est. payment$4,567/mo
6.500%
APR6.556%
Points0.250
Points cost$1,000 upfront
Est. payment$4,542/mo
6.375%
APR6.515%
Points0.625
Points cost$2,500 upfront
Est. payment$4,517/mo
6.250%
APR6.474%
Points1.000
Points cost$4,000 upfront
Est. payment$4,491/mo
6.125%
APR6.376%
Points1.125
Points cost$4,500 upfront
Est. payment$4,466/mo
6.000%
APR6.335%
Points1.500
Points cost$6,000 upfront
Est. payment$4,441/mo
5.875%
APR6.294%
Points1.875
Points cost$7,500 upfront
Est. payment$4,416/mo
5.750%
APR6.282%
Points2.375
Points cost$9,500 upfront
Est. payment$4,391/mo
5.625%
APR6.241%
Points2.750
Points cost$11,000 upfront
Est. payment$4,366/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.875%
APR6.898%
Points−1.000
Points cost$4,050 credit
Est. payment$2,661/mo
6.750%
APR6.822%
Points−0.500
Points cost$2,025 credit
Est. payment$2,627/mo
6.625%
APR6.733%
Points0.000
Points costNo points
Est. payment$2,593/mo
6.500%
APR6.632%
Points0.125
Points cost$506 upfront
Est. payment$2,560/mo
6.375%
APR6.567%
Points0.750
Points cost$3,038 upfront
Est. payment$2,527/mo
6.250%
APR6.490%
Points1.250
Points cost$5,063 upfront
Est. payment$2,494/mo
6.125%
APR6.412%
Points1.750
Points cost$7,088 upfront
Est. payment$2,461/mo
6.000%
APR6.346%
Points2.375
Points cost$9,619 upfront
Est. payment$2,428/mo
5.875%
APR6.243%
Points2.625
Points cost$10,631 upfront
Est. payment$2,396/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.875%
APR6.905%
Points−1.000
Points cost$4,050 credit
Est. payment$3,110/mo
6.750%
APR6.893%
Points−0.125
Points cost$506 credit
Est. payment$3,079/mo
6.625%
APR6.767%
Points0.000
Points costNo points
Est. payment$3,049/mo
6.500%
APR6.674%
Points0.125
Points cost$506 upfront
Est. payment$3,020/mo
6.375%
APR6.629%
Points0.750
Points cost$3,038 upfront
Est. payment$2,990/mo
6.250%
APR6.567%
Points1.250
Points cost$5,063 upfront
Est. payment$2,960/mo
6.125%
APR6.522%
Points1.875
Points cost$7,594 upfront
Est. payment$2,931/mo
6.000%
APR6.461%
Points2.375
Points cost$9,619 upfront
Est. payment$2,902/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.925%
Points0.625
Points cost$2,531 upfront
Est. payment$3,556/mo
6.125%
APR6.441%
Points0.750
Points cost$3,038 upfront
Est. payment$3,445/mo
6.000%
APR6.395%
Points1.250
Points cost$5,063 upfront
Est. payment$3,418/mo
5.875%
APR6.350%
Points1.750
Points cost$7,088 upfront
Est. payment$3,390/mo
5.625%
APR6.117%
Points1.875
Points cost$7,594 upfront
Est. payment$3,336/mo
5.500%
APR6.071%
Points2.375
Points cost$9,619 upfront
Est. payment$3,309/mo
5.375%
APR6.005%
Points2.750
Points cost$11,138 upfront
Est. payment$3,282/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR7.047%
Points0.625
Points cost$2,531 upfront
Est. payment$4,624/mo
6.125%
APR6.571%
Points0.750
Points cost$3,038 upfront
Est. payment$4,522/mo
6.000%
APR6.559%
Points1.250
Points cost$5,063 upfront
Est. payment$4,496/mo
5.875%
APR6.548%
Points1.750
Points cost$7,088 upfront
Est. payment$4,471/mo
5.625%
APR6.323%
Points1.875
Points cost$7,594 upfront
Est. payment$4,420/mo
5.500%
APR6.311%
Points2.375
Points cost$9,619 upfront
Est. payment$4,395/mo
5.375%
APR6.271%
Points2.750
Points cost$11,138 upfront
Est. payment$4,370/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.750%
APR7.201%
Points−0.750
Points cost$3,053 credit
Est. payment$2,640/mo
6.625%
APR7.087%
Points−0.625
Points cost$2,544 credit
Est. payment$2,606/mo
6.500%
APR7.011%
Points0.000
Points costNo points
Est. payment$2,573/mo
6.375%
APR6.923%
Points0.250
Points cost$1,018 upfront
Est. payment$2,539/mo
6.250%
APR6.885%
Points1.125
Points cost$4,579 upfront
Est. payment$2,506/mo
6.125%
APR6.808%
Points1.625
Points cost$6,614 upfront
Est. payment$2,473/mo
6.000%
APR6.718%
Points2.000
Points cost$8,140 upfront
Est. payment$2,440/mo
5.875%
APR6.641%
Points2.500
Points cost$10,175 upfront
Est. payment$2,408/mo
FHA 20-Year Fixed Mortgage Rates
6.750%
APR7.296%
Points−0.750
Points cost$3,053 credit
Est. payment$3,095/mo
6.625%
APR7.204%
Points−0.500
Points cost$2,035 credit
Est. payment$3,065/mo
6.500%
APR7.127%
Points0.000
Points costNo points
Est. payment$3,034/mo
6.375%
APR7.068%
Points0.375
Points cost$1,526 upfront
Est. payment$3,005/mo
6.250%
APR7.042%
Points1.125
Points cost$4,579 upfront
Est. payment$2,975/mo
6.125%
APR6.982%
Points1.625
Points cost$6,614 upfront
Est. payment$2,945/mo
6.000%
APR6.905%
Points2.000
Points cost$8,140 upfront
Est. payment$2,916/mo
5.875%
APR6.845%
Points2.500
Points cost$10,175 upfront
Est. payment$2,887/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.599%
Points0.375
Points cost$1,526 upfront
Est. payment$3,462/mo
6.000%
APR6.554%
Points0.875
Points cost$3,561 upfront
Est. payment$3,435/mo
5.625%
APR6.276%
Points1.500
Points cost$6,105 upfront
Est. payment$3,353/mo
5.500%
APR6.231%
Points2.000
Points cost$8,140 upfront
Est. payment$3,326/mo
5.375%
APR6.206%
Points2.625
Points cost$10,684 upfront
Est. payment$3,299/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.744%
Points0.375
Points cost$1,526 upfront
Est. payment$4,544/mo
6.000%
APR6.732%
Points0.875
Points cost$3,561 upfront
Est. payment$4,519/mo
5.625%
APR6.497%
Points1.500
Points cost$6,105 upfront
Est. payment$4,442/mo
5.500%
APR6.486%
Points2.000
Points cost$8,140 upfront
Est. payment$4,417/mo
5.375%
APR6.505%
Points2.625
Points cost$10,684 upfront
Est. payment$4,392/mo
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Mortgage rates near Annapolis
All Maryland mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.