or
The "Loan to Value ratio" (LTV) is the ratio of your loan amount to the value of your property. Whenever possible, keep your LTV below 80% in order to avoid having to obtain Mortgage Insurance.
We ask for your city/county in order to check loan limits (which vary by location for certain product types) and also to determine whether we offer realty services in your search area.
CapCenter now offers additional savings if you choose to work with a CapCenter Realtor
®
. If you haven't already hired a Realtor
®
, we'd be happy to represent you.
Today's Rates*
as of 2/12/2016 9:57:39 AM
Vet Admin (VA)
FHA
ARM
Over $535,900
$100,000 - $535,900
Rate* Points Closing Costs APR
Fixed Rate for 30 Years - $100,000 to $417,000
3.750 %0.000$0 3.750 %Free Quote
3.625 %0.625$0 3.676 %Free Quote
3.500 %1.500$0 3.622 %Free Quote
Fixed Rate for 20 Years - $100,000 to $417,000
3.625 %0.000$0 3.625 %Free Quote
3.500 %0.625$0 3.571 %Free Quote
3.375 %1.375$0 3.531 %Free Quote
Fixed Rate for 15 Years - $100,000 to $417,000
3.250 %0.000$0 3.250 %Free Quote
3.000 %0.750$0 3.108 %Free Quote
2.875 %1.375$0 3.074 %Free Quote
Fixed Rate for 10 Years - $100,000 to $417,000
3.125 %0.000$0 3.125 %Free Quote
2.875 %0.875$0 3.059 %Free Quote
2.750 %1.375$0 3.039 %Free Quote
Fixed Rate for 30 Years - $417,000 to $535,900
3.625 %0.000$0 3.625 %Free Quote
3.500 %0.750$0 3.561 %Free Quote
3.375 %1.500$0 3.496 %Free Quote
Fixed Rate for 15 Years - $417,000 to $535,900
3.125 %0.000$0 3.125 %Free Quote
2.875 %0.750$0 2.983 %Free Quote
2.750 %1.375$0 2.948 %Free Quote
Rate* Points Closing Costs APR
Fixed Rate for 30 Years - Over $535,900
3.750 %0.000$0 3.750 %Free Quote
3.500 %1.000$0 3.581 %Free Quote
3.250 %2.000$0 3.411 %Free Quote
Fixed Rate for 20 Years - Over $535,900
3.750 %0.000$0 3.750 %Free Quote
3.500 %0.750$0 3.585 %Free Quote
3.375 %1.375$0 3.531 %Free Quote
Fixed Rate for 15 Years - Over $535,900
3.500 %0.000$0 3.500 %Free Quote
3.000 %1.000$0 3.145 %Free Quote
2.750 %2.000$0 3.039 %Free Quote
Fixed Rate for 10 Years - Over $535,900
3.375 %0.000$0 3.375 %Free Quote
3.000 %1.000$0 3.211 %Free Quote
2.750 %1.875$0 3.146 %Free Quote
Rate*PointsClosing CostsAPR
5/1 ARM for 30 Years - $100,000 to $417,000
3.250 %0.000$0 3.114 %Free Quote
3.000 %0.875$0 3.112 %Free Quote
2.875 %1.250$0 3.107 %Free Quote
7/1 ARM for 30 Years - $100,000 to $417,000
3.500 %0.000$0 3.248 %Free Quote
3.125 %0.875$0 3.171 %Free Quote
2.875 %1.625$0 3.133 %Free Quote
Rate* Points Closing Costs APR
FHA Fixed Rate for 30 Years - $100,000 to $417,000
3.375 %0.000$0 4.384 %Free Quote
3.250 %0.500$0 4.301 %Free Quote
3.125 %1.875$0 4.293 %Free Quote
FHA Fixed Rate for 15 Years - $100,000 to $417,000
3.000 %0.000$0 3.969 %Free Quote
2.750 %0.750$0 3.830 %Free Quote
2.625 %1.750$0 3.855 %Free Quote
Rate* Points Closing Costs APR
VA Fixed Rate for 30 Years - $100,000 to $417,000
3.500 %0.000$0 3.676 %Free Quote
3.375 %0.500$0 3.591 %Free Quote
3.250 %1.000$0 3.506 %Free Quote
VA Fixed Rate for 15 Years - $100,000 to $417,000
3.125 %0.000$0 3.440 %Free Quote
2.875 %0.500$0 3.261 %Free Quote
2.750 %1.000$0 3.209 %Free Quote
VA Fixed Rate for 30 Years - $417,000 to $535,900
3.500 %0.000$0 3.676 %Free Quote
3.375 %0.500$0 3.591 %Free Quote
3.250 %1.000$0 3.506 %Free Quote



CapCenter’s rates* are subject to change without notice. Rates shown are for a 30-day lock period. Unless otherwise indicated, rates apply for loan amounts from $100,000 to $417,000 for a primary residence or second home in VA or NC. Other loan programs, terms and rates may be available.
ICN Phone (804) 968-5000
Monday-Friday, 8:30am to 5:00pm
ICN Chat
ICN FAQ
ICN Mail
ICN FB