Whenever possible, keep your LTV (Loan to Value) below 80% in order to avoid having to obtain Mortgage Insurance.
Rates
as of 7/10/2014 10:11:51 AM
ARM
FHA/VA
Over $535,900
$417,001 - $535,900
$100,000 - $417,000
Rate* Points Closing Costs APR
Fixed Rate for 30 Years - $100,000 to $417,000
4.250 %0.0000$0 4.2500 %Free Quote
4.125 %0.7500$0 4.1880 %Free Quote
4.000 %1.7500$0 4.1470 %Free Quote
Fixed Rate for 20 Years - $100,000 to $417,000
4.125 %0.0000$0 4.1250 %Free Quote
3.875 %1.0000$0 3.9900 %Free Quote
3.750 %1.5000$0 3.9230 %Free Quote
Fixed Rate for 15 Years - $100,000 to $417,000
3.500 %0.0000$0 3.5000 %Free Quote
3.250 %0.8750$0 3.3770 %Free Quote
3.000 %2.0000$0 3.2910 %Free Quote
Fixed Rate for 10 Years - $100,000 to $417,000
3.250 %0.0000$0 3.2500 %Free Quote
3.000 %0.7500$0 3.1580 %Free Quote
2.875 %1.5000$0 3.1910 %Free Quote
5/1 ARM for 30 Years - $100,000 to $417,000
3.375 %0.0000$0 3.1500 %Free Quote
3.125 %0.5000$0 3.1180 %Free Quote
3.000 %1.0000$0 3.1220 %Free Quote
7/1 ARM for 30 Years - $100,000 to $417,000
3.500 %0.0000$0 3.2480 %Free Quote
3.375 %0.5000$0 3.2390 %Free Quote
3.250 %1.0000$0 3.2300 %Free Quote
Rate* Points Closing Costs APR
Fixed Rate for 30 Years - $417,000 to $535,900
4.250 %0.0000$0 4.2500 %Free Quote
4.125 %0.5000$0 4.1670 %Free Quote
4.000 %1.5000$0 4.1260 %Free Quote
Fixed Rate for 15 Years - $417,000 to $535,900
3.250 %0.0000$0 3.2500 %Free Quote
3.125 %0.6250$0 3.2150 %Free Quote
3.000 %1.2500$0 3.1810 %Free Quote
Rate* Points Closing Costs APR
Fixed Rate for 30 Years - Over $535,900
4.250 %0.0000$0 4.2500 %Free Quote
4.125 %0.5000$0 4.1670 %Free Quote
4.000 %1.1250$0 4.0940 %Free Quote
Fixed Rate for 20 Years - Over $535,900
4.125 %0.0000$0 4.1250 %Free Quote
4.000 %1.0000$0 4.1160 %Free Quote
3.875 %1.7500$0 4.0780 %Free Quote
Fixed Rate for 15 Years - Over $535,900
4.000 %0.0000$0 4.0000 %Free Quote
3.750 %0.5000$0 3.8240 %Free Quote
3.625 %1.0000$0 3.7720 %Free Quote
Fixed Rate for 10 Years - Over $535,900
3.875 %0.0000$0 3.8750 %Free Quote
3.625 %0.7500$0 3.7850 %Free Quote
3.375 %1.5000$0 3.6940 %Free Quote
Rate* Points Closing Costs APR
FHA Fixed Rate for 30 Years - $100,000 to $417,000
3.750 %0.0000$0 5.2670 %Free Quote
3.625 %0.6250$0 5.1970 %Free Quote
3.500 %1.2500$0 5.1270 %Free Quote
FHA Fixed Rate for 15 Years - $100,000 to $417,000
3.250 %0.0000$0 4.2210 %Free Quote
3.125 %0.5000$0 4.1710 %Free Quote
3.000 %1.2500$0 4.1590 %Free Quote
VA Fixed Rate for 30 Years - $100,000 to $417,000
3.750 %0.0000$0 3.9280 %More Info
3.625 %0.6250$0 3.8550 %More Info
3.500 %1.2500$0 3.7810 %More Info
VA Fixed Rate for 15 Years - $100,000 to $417,000
3.250 %0.0000$0 3.5660 %More Info
3.125 %0.5000$0 3.5140 %More Info
2.875 %1.2500$0 3.3730 %More Info
Rate*PointsClosing CostsAPR
5/1 ARM for 30 Years - $100,000 to $417,000
3.375 %0.0000$0 3.1500 %Free Quote
3.125 %0.5000$0 3.1180 %Free Quote
3.000 %1.0000$0 3.1220 %Free Quote
7/1 ARM for 30 Years - $100,000 to $417,000
3.500 %0.0000$0 3.2480 %Free Quote
3.375 %0.5000$0 3.2390 %Free Quote
3.250 %1.0000$0 3.2300 %Free Quote
* CapCenter's rates are subject to change without notice. Rates apply to loan amounts above $100,000 for a primary residence or second home located in VA or NC and for borrowers whose representative credit score is 740 or higher.

You may be required to fund escrows for the future payment of real estate taxes and homeowners insurance which will affect your monthly payment. Additional fees could apply for investment properties, some cash out refinance transactions, some properties with subordinate financing, loan amounts greater than $417,000, and some borrowers with credit scores below 740. For home purchase loans, you are responsible for taxes to record the purchase deed and deed of trust. For FHA loans and loans with an LTV higher than 80%, you may be required to pay upfront and/or monthly mortgage insurance premiums.
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