The location of the subject property determines whether a loan will be a conforming loan or a jumbo loan. Loan terms and underwriting guidelines may vary based on whether a loan is considered conforming or not. The table below displays the maximum conforming loan limits for various locations. CapCenter can provide loan amounts higher than those shown in the table. Please call us if you have any questions about loan limits.

CONFORMING LOAN LIMIT BY LOCATION: Virginia

Northern Virginia

Cities: Alexandria, Fairfax, Falls Church, Fredericksburg, Manassas, Manassas Park
Counties: Arlington, Clarke, Fairfax, Fauquier, Loudoun, Prince William, Spotsylvania, Stafford, Warren

$636,150

Lancaster

Counties: Lancaster

$442,750

Richmond

Cities: Colonial Heights, Hopewell, Petersburg, Richmond
Counties: Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, Sussex

$535,900

Tidewater / Williamsburg

Cities: Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Virginia Beach, Williamsburg
Counties: Gloucester, Isle of Wight, James City, Mathews, Surry, York

$458,850

Charlottesville

Cities: Charlottesville
Counties: Albemarle, Fluvanna, Greene, Nelson

$437,000

Other

All other cities and counties in Virginia

$424,100

CONFORMING LOAN LIMIT BY LOCATION: North Carolina

Elizabeth City, MSA

Counties: Camden, Pasquotank, Perquminas

$625,500

Eastern Shore

Counties: Hyde

$483,000

Outer Banks

Counties: Currituck

$458,850

Other

All other cities and counties in North Carolina

$424,100