1. Start Early For A Better Realty Experience

    To Buy In The Spring, Start In The Fall Most buyers and sellers have heard of the “spring market,” the time of year when a glut of potential buyers try to beat out one another on a home purchase. From the first-time home buyers that want to move before their leases end, to the families […]

  2. Life-Changing Tips for First-Time Homebuyers

    Tired of renting? Considering investing in a place of your own? It may be time to begin your search for your first home. Here are some tips to keep in mind as you begin this process. Tip #1: Save for a Down Payment It is important to budget and add money into your savings account […]

  3. The Basics of a Cash-Out Refinance

    Many consumers are familiar with refinancing and home equity loans. Another opportunity that is less familiar to consumers is the cash-out refinance. What is a cash-out refinance? It is a replacement loan for your home mortgage, in which you borrow more than what you owe for your home. This new home loan includes your current […]

  4. Advantages of VA Loans

    At CapCenter, we’re proud to work with many veterans and men and women who are currently serving our country. We understand the process and the great programs available to provide assistance. One of these programs, VA Loans, is a valuable home buying benefit with a number of advantages that many veterans and active duty servicemembers […]

  5. Life-Changing Tips: How To Increase Your Credit Score

    The key to achieving your future goals and ensuring financial health is to responsibly manage your credit over time. FICO Scores are the most widely used credit scores and range from 300-850. The higher your score, the less credit risk lenders associate with you. Many factors affect your score such as past payment history and […]

  6. Four Life-Changing Tips for Maintaining Good Credit

    Maintaining a healthy credit score is as important as taking care of your personal and physical health. A credit score can affect you in all areas of your life — applying for a new job, taking out a home loan, purchasing a car and even purchasing insurance. A credit score is a rating assigned to […]

  7. Buying in a Seller’s Market

    If you’re currently in the market to buy a home, then you may find you’re participating in what is commonly referred to as a ‘seller’s market’. A seller’s market is a scenario where buyer demand is outpacing the current housing supply (number of homes for sale). This type of environment breeds stiff competition where being […]

  8. Does a Home Warranty Make Sense for You?

    What is a Home Warranty? A home warranty is a service contract designed to help pay for the repair or replacement of major home systems and appliances when they break down. Appliances often covered by a home warranty include: washer and dryer, oven, refrigerator, dishwasher, heating/cooling systems, and hot water heater. A home warranty is […]

  9. Efficient ways to mitigate your home’s heating (and cooling!) costs

    Maintaining a comfortable temperature in your home is an essential but often expensive thing to do, especially in the hotter and colder months of the year. Below, we have listed a few actions you can take that can help relieve some of the cost. Reversible Fan: Ever wonder why your ceiling fan can spin in two […]

  10. Key Considerations for your Homeowners Insurance Search

    Once you have found the home you intend to buy and your financing process is underway, you will need to begin shopping for homeowners insurance. While it may sound like a simple task, there are quite a few decisions that can make a significant difference in the cost of your insurance. Liberty Mutual’s Joey Privitera […]