CAPCENTER - a "SAFE HAVEN" for your home mortgage needs!

You're in good company if you find the current mortgage news confusing and alarming. Relax, CapCenter is in a better position than ever to answer your questions and meet your mortgage needs. As Virginia's Zero Closing Cost Mortgage lender for over 10 years, we want you to know why CapCenter is your Safe Haven for home mortgages:

• Most importantly, CapCenter is not involved in the subprime and "creative" lending crisis that dominates today’s financial news. Our business is now, and always has been, conventional fixed rate loans underwritten in accordance with Fannie Mae guidelines, the Gold Standard in home mortgage business. Indeed, over 95% of our loans fall into this category so we are not tarnished or threatened by the subprime or creative financing problems that other lenders might face.



• CapCenter has closed over 11,000 loans, and our net worth and liquidity are stronger today than they have ever been. We have no foreclosures to report, and our delinquency rate, amazingly, is less than 1/5 of 1%. In other words, our loans are solid today, and there are no problems on the horizon.



• Lastly, CapCenter is a mortgage lender, not a broker. That means we fund our own loans and can make sure your loan closes on time with no surprises.
  

CapCenter welcomes your questions and would like your business. Call us at 804-968-5000 to discuss your options and our experienced team of mortgage professionals will assist you. When you're ready, you can check rates and get a free quote at www.CapCenter.com, and then apply on-line, by phone, or in person at our Richmond office.

It's business as usual at CapCenter, and we appreciate the opportunity to serve you.

Sincerely,
Gary T. Piacentini, President

CapCenter is a Fannie Mae approved Seller/Servicer and is licensed
by the Virginia State Corporation Commission (MLB-502).

CapCenter
Rowe Plaza Building
4510 Cox Road, Suite 302
Glen Allen, VA 23060
(804) 968-5000